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NerdWallet, Inc. NRDS Financing Cash Flow

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Other financials

Income statement

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Revenue$197.3M+5.6%
Gross profit$183.9M+8.0%
Operating income$7.0M-34.6%
Net income$4.3M-47.6%
EPS (diluted)$0.07-36.4%

Balance sheet

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Cash & equivalents$62.0M-41.1%
Total debt$7.1M+77.5%
Total equity$325.8M-16.5%
Total assets$418.0M-12.2%

Cash flow

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Operating cash flow$41.2M+135%
CapEx$100.0K-85.7%
Free cash flow$41.1M+145%

Valuation

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Market cap$626.45M-13.0%
Enterprise value$571.55M-7.6%
P/E9.6×-5.6×
P/S0.7×-0.2×

Profitability

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Gross margin93.5%+2.5pp
Operating margin10.2%+6.8pp
Net margin7.6%+1.5pp
FCF margin19%+8.4pp

Returns & leverage

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Return on equity18.2%+5.9pp
Debt / equity0.0×
Current ratio2.6×-0.8×

Where this comes from

Reported directly by NerdWallet, Inc. in its filing.

Tagged under the XBRL concept us-gaap:NetCashProvidedByUsedInFinancingActivities.

The source filing: NerdWallet, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:46 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001625278-26-000060
(in millions)Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Tax payments related to net-share settlements on restricted stock units(0.8)(0.8)
Issuances of Class A common stock under Employee Stock Purchase Plan1.21.0
Repurchases of Class A common stock(88.8)(0.3)
Net cash provided by (used in) financing activities(89.4)8.9
Effect of exchange rate changes on cash and cash equivalents(0.1)(0.1)
Net increase (decrease) in cash and cash equivalents(36.3)39.0
Cash and Cash Equivalents:
Beginning of period98.366.3

Item 1. Financial Statements.

FAQ

What is NerdWallet, Inc.'s financing cash flow?
NerdWallet, Inc. (NRDS) reported financing cash flow of -$31.5M in Q2 2026.
How has NerdWallet, Inc.'s financing cash flow changed year-over-year?
NerdWallet, Inc.'s financing cash flow decreased by 717.6% year-over-year, from $5.1M to -$31.5M.
What is the long-term trend for NerdWallet, Inc.'s financing cash flow?
Over 4 years (2021 to 2025), NerdWallet, Inc.'s financing cash flow has grown at a -9.9% compound annual growth rate (CAGR), from $100.2M to -$66.1M.
What does financing cash flow mean?
Total net cash provided by or used in financing activities — debt issuance/repayment, equity transactions, and dividend payments.

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