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NerdWallet, Inc. NRDS Net Change in Cash

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Other financials

Income statement

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Revenue$197.3M+5.6%
Gross profit$183.9M+8.0%
Operating income$7.0M-34.6%
Net income$4.3M-47.6%
EPS (diluted)$0.07-36.4%

Balance sheet

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Cash & equivalents$62.0M-41.1%
Total debt$7.1M+77.5%
Total equity$325.8M-16.5%
Total assets$418.0M-12.2%

Cash flow

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Operating cash flow$41.2M+135%
CapEx$100.0K-85.7%
Free cash flow$41.1M+145%

Valuation

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Market cap$652.07M-13.0%
Enterprise value$597.17M-7.6%
P/E10×-5.9×
P/S0.8×-0.2×

Profitability

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Gross margin93.5%+2.5pp
Operating margin10.2%+6.8pp
Net margin7.6%+1.5pp
FCF margin19%+8.4pp

Returns & leverage

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Return on equity18.2%+5.9pp
Debt / equity0.0×
Current ratio2.6×-0.8×

Where this comes from

Reported directly by NerdWallet, Inc. in its filing.

Tagged under the XBRL concept us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect.

The source filing: NerdWallet, Inc.’s 10-Q, filed May 6, 2026.

Filed
May 6, 2026, 4:46 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001625278-26-000046
(in millions)Three Months Ended March 31, 2026Three Months Ended March 31, 2025
Repurchases of Class A common stock(66.0)
Net cash provided by (used in) financing activities(57.9)3.8
Effect of exchange rate changes on cash and cash equivalents(0.1)
Net increase (decrease) in cash and cash equivalents(42.0)25.9
Cash and Cash Equivalents:
Beginning of period98.366.3
End of period$56.3$92.2
Supplemental Disclosures of Non-Cash Investing and Financing Activities:

Item 1. Financial Statements.

FAQ

What is NerdWallet, Inc.'s net change in cash?
NerdWallet, Inc. (NRDS) reported net change in cash of -$42M in Q1 2026.
How has NerdWallet, Inc.'s net change in cash changed year-over-year?
NerdWallet, Inc.'s net change in cash decreased by 262.2% year-over-year, from $25.9M to -$42M.
What is the long-term trend for NerdWallet, Inc.'s net change in cash?
Over 2 years (2021 to 2024), NerdWallet, Inc.'s net change in cash has grown at a -36.4% compound annual growth rate (CAGR), from $84.4M to -$34.1M.
What does net change in cash mean?
Total increase or decrease in cash during the period — the sum of operating, investing, financing cash flows plus FX effects.

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