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NerdWallet, Inc. NRDS Business Segments — Total Costs & Expenses

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Other financials

Income statement

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Revenue$197.3M+5.6%
Gross profit$183.9M+8.0%
Operating income$7.0M-34.6%
Net income$4.3M-47.6%
EPS (diluted)$0.07-36.4%

Balance sheet

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Cash & equivalents$62.0M-41.1%
Total debt$7.1M+77.5%
Total equity$325.8M-16.5%
Total assets$418.0M-12.2%

Cash flow

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Operating cash flow$41.2M+135%
CapEx$100.0K-85.7%
Free cash flow$41.1M+145%

Valuation

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Market cap$626.45M-13.0%
Enterprise value$571.55M-7.6%
P/E9.6×-5.6×
P/S0.7×-0.2×

Profitability

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Gross margin93.5%+2.5pp
Operating margin10.2%+6.8pp
Net margin7.6%+1.5pp
FCF margin19%+8.4pp

Returns & leverage

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Return on equity18.2%+5.9pp
Debt / equity0.0×
Current ratio2.6×-0.8×

Where this comes from

Reported directly by NerdWallet, Inc. in its filing.

Tagged under the XBRL concept us-gaap:CostsAndExpenses.

The source filing: NerdWallet, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:46 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001625278-26-000060
(in millions, except per share amounts)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Research and development17.517.934.334.7
Sales and marketing145.4128.0294.5287.7
General and administrative14.013.729.527.5
Total costs and expenses190.3176.2385.3384.7
Income from Operations7.010.734.211.4
Other income, net:
Interest income0.40.81.31.5
Interest expense(0.1)(0.2)(0.3)(0.3)

Item 1. Financial Statements.

FAQ

What is NerdWallet, Inc.'s business segments — total costs & expenses?
NerdWallet, Inc. (NRDS) reported business segments — total costs & expenses of $190.3M in Q2 2026.
How has NerdWallet, Inc.'s business segments — total costs & expenses changed year-over-year?
NerdWallet, Inc.'s business segments — total costs & expenses increased by 8.0% year-over-year, from $176.2M to $190.3M.
What does business segments — total costs & expenses mean?
This metric aggregates all operating costs incurred to generate revenue within the reportable segment, including marketing, personnel, and overhead. It represents the total cost structure of the business unit. Comparing this against revenue provides a clear view of the segment's overall operational efficiency.

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