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NerdWallet, Inc. NRDS Business Segments — D&A

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Other financials

Income statement

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Revenue$197.3M+5.6%
Gross profit$183.9M+8.0%
Operating income$7.0M-34.6%
Net income$4.3M-47.6%
EPS (diluted)$0.07-36.4%

Balance sheet

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Cash & equivalents$62.0M-41.1%
Total debt$7.1M+77.5%
Total equity$325.8M-16.5%
Total assets$418.0M-12.2%

Cash flow

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Operating cash flow$41.2M+135%
CapEx$100.0K-85.7%
Free cash flow$41.1M+145%

Valuation

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Market cap$652.07M-13.0%
Enterprise value$597.17M-7.6%
P/E10×-5.9×
P/S0.8×-0.2×

Profitability

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Gross margin93.5%+2.5pp
Operating margin10.2%+6.8pp
Net margin7.6%+1.5pp
FCF margin19%+8.4pp

Returns & leverage

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Return on equity18.2%+5.9pp
Debt / equity0.0×
Current ratio2.6×-0.8×

Where this comes from

Reported directly by NerdWallet, Inc. in its filing.

Tagged under the XBRL concept us-gaap:DepreciationDepletionAndAmortization.

The source filing: NerdWallet, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:46 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001625278-26-000060
(in millions)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Performance marketing116.189.5237.8187.1
Personnel-related expenses146.142.390.483.8
Stock-based compensation17.49.015.016.5
Capitalized internally developed software costs(4.0)(4.7)(8.5)(9.8)
Depreciation and amortization9.312.719.025.3
Other segment costs and expenses215.427.431.681.8
Total costs and expenses190.3176.2385.3384.7
Income from Operations$7.0$10.7$34.2$11.4

Item 1. Financial Statements.

FAQ

What is NerdWallet, Inc.'s business segments — D&A?
NerdWallet, Inc. (NRDS) reported business segments — D&A of $9.3M in Q2 2026.
How has NerdWallet, Inc.'s business segments — D&A changed year-over-year?
NerdWallet, Inc.'s business segments — D&A decreased by 26.8% year-over-year, from $12.7M to $9.3M.
What does business segments — D&A mean?
This represents the systematic allocation of the cost of tangible and intangible assets over their useful lives within the reportable segment. It accounts for the wear and tear of physical equipment and the expiration of capitalized software or other intangible assets. This is a non-cash expense that impacts the segment's reported operating income.

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