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NerdWallet, Inc. NRDS Retained Earnings

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Other financials

Income statement

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Revenue$197.3M+5.6%
Gross profit$183.9M+8.0%
Operating income$7.0M-34.6%
Net income$4.3M-47.6%
EPS (diluted)$0.07-36.4%

Balance sheet

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Cash & equivalents$62.0M-41.1%
Total debt$7.1M+77.5%
Total equity$325.8M-16.5%
Total assets$418.0M-12.2%

Cash flow

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Operating cash flow$41.2M+135%
CapEx$100.0K-85.7%
Free cash flow$41.1M+145%

Valuation

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Market cap$626.45M-13.0%
Enterprise value$571.55M-7.6%
P/E9.6×-5.6×
P/S0.7×-0.2×

Profitability

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Gross margin93.5%+2.5pp
Operating margin10.2%+6.8pp
Net margin7.6%+1.5pp
FCF margin19%+8.4pp

Returns & leverage

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Return on equity18.2%+5.9pp
Debt / equity0.0×
Current ratio2.6×-0.8×

Where this comes from

Reported directly by NerdWallet, Inc. in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The source filing: NerdWallet, Inc.’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 4:46 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001625278-26-000060

FAQ

What is NerdWallet, Inc.'s retained earnings?
NerdWallet, Inc. (NRDS) reported retained earnings of -$252.6M in Q2 2026.
How has NerdWallet, Inc.'s retained earnings changed year-over-year?
NerdWallet, Inc.'s retained earnings decreased by 59.8% year-over-year, from -$158.1M to -$252.6M.
What is the long-term trend for NerdWallet, Inc.'s retained earnings?
Over 5 years (2020 to 2025), NerdWallet, Inc.'s retained earnings has grown at a 60.4% compound annual growth rate (CAGR), from -$17.7M to -$188.1M.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.

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