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NetSol Technologies

NTWK

NetSol Technologies is a global provider of AI-powered software solutions and services specifically designed for the asset finance, leasing, and automotive digital retail industries.

Market cap
$51.66M+5.8%
Revenue$72.1M+9.0%
Net income$1.8M+111%
Free cash flow-$2.2M-136%
EPS (diluted)$0.15+168%
Trailing twelve months · change vs. prior year

Earnings

Next report

Sep 28, 2026 (in 2 months)
Revenue estimate$15.4M
EPS estimate$0.07

Financials

Q3 2026

Income statement

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Revenue$19.8M+13.0%
Gross profit$11.0M+26.2%
Operating income$3.0M+93.5%
Net income$1.3M-8.6%
EPS (diluted)$0.11-8.3%

Balance sheet

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Cash & equivalents$14.7M-21.5%
Total debt$1.3M+27.1%
Total equity$37.2M+4.9%
Total assets$71.9M+23.7%

Cash flow

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Operating cash flow-$1.3M
CapEx$522.9K+58.7%
Free cash flow-$1.9M-169%

Valuation & ratios

Valuation

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Market cap$51.66M+5.8%
Enterprise value$38.24M+7.5%
P/E29.3×+11.5×
P/S0.7×0.0×

Profitability

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Gross margin50.4%+0.9pp
Operating margin7.9%+6.2pp
Net margin2.5%+1.2pp
FCF margin-3.1%-12.2pp

Returns & leverage

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Return on equity4.9%+2.5pp
Debt / equity0.0×
Current ratio1.9×-0.3×

Segments

By segment

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Asia Pacific Region$15.0M
Europe Country$4.1M
North America Country$2.2M

By product

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Subscription And Support$8.8M+11.7%
Service$6.3M-34.8%
License$4.7M+394,592%

Competitors

Profile

NetSol Technologies is a global provider of AI-powered software solutions and services specifically designed for the asset finance, leasing, and automotive digital retail industries. The company enables original equipment manufacturers (OEMs), dealerships, and financial institutions to automate the entire lifecycle of selling, financing, and leasing assets. Its core value proposition centers on enhancing operational efficiency through scalable, cloud-ready platforms and deep industry-specific domain expertise.

Competitive position

A leading global player in the captive asset-finance market with a dominant position in the Chinese auto finance enterprise solution domain.

GeographiesNorth America, Europe, Asia Pacific, Middle East
Customer segmentsFinancial Institutions, Automotive OEMs, Equipment Leasing Companies, Enterprise
Business modelSubscription SaaS, Perpetual Licensing, Professional Services, Maintenance and Support
SuppliersCloud Infrastructure Providers, AI/ML Framework Developers, Third-party API Providers, Global Talent Pool (Software Engineers)
CustomersGlobal Vehicle Manufacturers, Captive Finance Companies, Regional Banks, Equipment Leasing Firms, Automotive Dealership Networks
Listed1994
Employees1.8K
CEONajeeb Ullah Ghauri
FilingsSEC EDGAR

Questions, answered.

What is NetSol Technologies's market cap?
NetSol Technologies (NTWK) has a market capitalization of $51.7M and trades on NASDAQ.
What is NetSol Technologies's revenue and profitability?
NetSol Technologies generated $72.1M in trailing twelve-month revenue with net income of $1.8M, representing a net margin of 2.5%. Gross margin stands at 50.4%, with free cash flow of -$2.2M. These figures are based on the Q1 2026 filing.
Who are NetSol Technologies's competitors?
NetSol Technologies's key competitors include FIS Global, Merlin, Inc., Katapult Holdings, Inc. Common Stock, and others. These companies compete in similar markets and product categories.
Who does NetSol Technologies partner with?
NetSol Technologies's notable partners include Daimler, BMW, Toyota, and others.
Where is NetSol Technologies headquartered?
NetSol Technologies is headquartered in United States of America and employs approximately 1,770 people. It has been publicly traded since 1994.