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Origin Bancorp OBK Net Interest Income

Net Interest Income at other companies

Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$438.52M+5.4%
Hancock Whitney Corporation logo
Hancock Whitney CorporationHWC
$293.01M+5.8%
Regions Financial logo
Regions FinancialRF
$1.28B+1.4%
Customers Bancorp logo
Customers BancorpCUBI
$193.37M+9.4%
International Bancshares logo
International BancsharesIBOC
$171.11M+2.2%
Ameris Bancorp logo
Ameris BancorpABCB
$252.48M+8.9%

Other financials

Income statement

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Revenue$107.6M+28.8%
Net income$33.8M+131%
EPS (diluted)$1.09+132%

Balance sheet

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Cash & equivalents$546.5M+63.6%
Total debt$57.6M-0.6%
Total equity$1.3B+6.2%
Total assets$10.3B+6.2%

Cash flow

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Operating cash flow$40.0M+93.9%
CapEx$9.2M+795%
Free cash flow$30.8M+57.3%

Valuation

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Market cap$1.67B+49.2%
P/E16.7×+0.7×
P/S3.9×+0.7×

Profitability

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Net margin23.5%+3.3pp
FCF margin41.3%+9.2pp

Returns & leverage

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Return on equity8%+1.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Origin Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Origin Bancorp’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 2:41 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001516912-26-000046
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
FHLB advances and other borrowings1,2831,2161,3941,312
Subordinated indebtedness2391,1334783,342
Total interest expense43,52352,50187,575106,585
Net interest income92,20082,136179,444160,595
Provision for credit losses652,8625,0306,306
Net interest income after provision for credit losses92,13579,274174,414154,289
Noninterest income
Insurance commission and fee income6,8836,66116,48014,588

Item 1. Financial Statements (Unaudited):

FAQ

What is Origin Bancorp's net interest income?
Origin Bancorp (OBK) reported net interest income of $92.2M in Q2 2026.
How has Origin Bancorp's net interest income changed year-over-year?
Origin Bancorp's net interest income increased by 12.3% year-over-year, from $82.14M to $92.2M.
What is the long-term trend for Origin Bancorp's net interest income?
Over 4 years (2021 to 2025), Origin Bancorp's net interest income has grown at a 11.2% compound annual growth rate (CAGR), from $216.25M to $330.99M.
What does net interest income mean?
The difference between interest income generated from loans and investment securities and the interest expense paid on deposits and borrowings. This is the core measure of a bank's profitability from its primary lending and deposit-taking activities. It represents the fundamental spread earned by the institution before accounting for credit losses or operating expenses.

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