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Ameris Bancorp ABCB Net Interest Income

Net Interest Income at other companies

Truist Financial logo
Truist FinancialTFC
$3.6B+2.6%
Regions Financial logo
Regions FinancialRF
$1.25B+4.5%
Independent Bank Corp logo
Independent Bank CorpINDB
$212.46M+46.0%
Valley National Bank logo
Valley National BankVLY
$471.53M+12.2%
HOM
Home BancSharesHOMB
$223.9M+4.3%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$244.66M+29.5%

Segments

By segment

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Banking Division$208.37M+13.1%
Retail Mortgage$16.83M-23.0%
Premium  Finance  Division$11.65M+17.9%
Warehouse Lending$7.59M+28.7%

Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

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Market cap$5.89B+33.1%

Profitability

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Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's net interest income?
Ameris Bancorp (ABCB) reported net interest income of $244.44M in Q1 2026.
How has Ameris Bancorp's net interest income changed year-over-year?
Ameris Bancorp's net interest income increased by 10.2% year-over-year, from $221.84M to $244.44M.
What is the long-term trend for Ameris Bancorp's net interest income?
Over 4 years (2021 to 2025), Ameris Bancorp's net interest income has grown at a 9.3% compound annual growth rate (CAGR), from $655.33M to $936.92M.
What does net interest income mean?
The difference between the interest earned on interest-earning assets, such as loans and securities, and the interest paid on interest-bearing liabilities. This serves as the primary driver of a bank's core profitability and reflects the effectiveness of asset-liability management. It is the banking equivalent of gross profit.