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Ameris Bancorp ABCB Banking Division — Interest Income (Expense), Operating

Other segment segments

Retail Mortgage
$16.83M-23.0%
Premium  Finance  Division
$11.65M+17.9%
Warehouse Lending
$7.59M+28.7%

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Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

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Market cap$5.89B+33.1%
P/E13.6×+1.7×
P/S4.8×+1.0×

Profitability

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Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's banking division — interest income (expense), operating?
Ameris Bancorp (ABCB) reported banking division — interest income (expense), operating of $208.37M in Q1 2026.
How has Ameris Bancorp's banking division — interest income (expense), operating changed year-over-year?
Ameris Bancorp's banking division — interest income (expense), operating increased by 13.1% year-over-year, from $184.21M to $208.37M.
What is the long-term trend for Ameris Bancorp's banking division — interest income (expense), operating?
Over 4 years (2021 to 2025), Ameris Bancorp's banking division — interest income (expense), operating has grown at a 14.3% compound annual growth rate (CAGR), from $457.58M to $780.54M.
What does banking division — interest income (expense), operating mean?
This represents the net interest income generated by the banking segment, calculated as the difference between interest earned on assets and interest paid on liabilities. It is the primary driver of profitability for traditional banking operations and reflects the segment's interest rate risk management.