Skip to content
Screener

Ameris Bancorp ABCB Retail Mortgage — Interest Income (Expense), Operating

Other segment segments

Banking Division
$215.3M+12.4%
Premium  Finance  Division
$12.52M+11.8%
Warehouse Lending
$8.83M+24.5%

Similar metrics at other companies

Meridian logo
MRBKMortgage — Interest Income (Expense), Operating
$134K+88.7%
MFA Financial logo
MFAMortgage-Related Assets — Interest Income (Expense), Operating
$47.09M+13.3%
Northrim BanCorp logo
NRIMHome Mortgage Lending — Interest Income (Expense), Operating
$2.8M-8.2%
First Citizens BancShares logo
FCNCARail — Interest Income (Expense), Operating
-$59M-11.3%
LAD
LADFinancing Operations — Interest Income (Expense), Operating
$62.9M+28.4%
Ameresco logo
AMRCEurope — Interest Income (Expense), Operating
-$964K-2,854%

Other financials

Income statement

See full
Revenue$326.0M+8.4%
Net income$51.4M-53.2%
EPS (diluted)$0.77-51.9%

Balance sheet

See full
Cash & equivalents$1.2B+2.3%
Total debt$50.7M-5.1%
Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Cash flow

See full
Operating cash flow$79.4M+29.4%
CapEx$8.6M+12.5%
Free cash flow$70.8M+31.8%

Valuation

See full
Market cap$5.92B+28.5%
P/E15.7×+4.0×
P/S4.7×+0.7×

Profitability

See full
Net margin29.8%-3.9pp
FCF margin41.4%+7.5pp

Returns & leverage

See full
Return on equity9.4%-1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000351569-26-000143
(dollars in thousands)Three Months Ended June 30, 2026 / Banking DivisionThree Months Ended June 30, 2026 / Retail Mortgage DivisionThree Months Ended June 30, 2026 / Warehouse Lending DivisionThree Months Ended June 30, 2026 / Premium Finance DivisionTotal
Interest income$256,966$56,591$21,314$30,704$365,575
Interest expense41,66640,74712,48918,189113,091
Net interest income215,30015,8448,82512,515252,484
Provision for credit losses19,998(3,346)18441717,253
Noninterest income40,56932,1517941873,532
Noninterest expense
Salaries and employee benefits66,66821,4934682,86591,494
Occupancy and equipment11,82368574012,555

Item 1. Financial Statements.

FAQ

What is Ameris Bancorp's retail mortgage — interest income (expense), operating?
Ameris Bancorp (ABCB) reported retail mortgage — interest income (expense), operating of $15.84M in Q2 2026.
How has Ameris Bancorp's retail mortgage — interest income (expense), operating changed year-over-year?
Ameris Bancorp's retail mortgage — interest income (expense), operating decreased by 28.1% year-over-year, from $22.03M to $15.84M.
What is the long-term trend for Ameris Bancorp's retail mortgage — interest income (expense), operating?
Over 4 years (2021 to 2025), Ameris Bancorp's retail mortgage — interest income (expense), operating has grown at a 0.2% compound annual growth rate (CAGR), from $82.72M to $83.37M.
What does retail mortgage — interest income (expense), operating mean?
This is the net interest income derived from the retail mortgage segment, calculated as interest income minus interest expense. It serves as a primary indicator of the segment's core lending profitability and net interest margin performance.

Ask your AI about Ameris Bancorp's retail mortgage — interest income (expense), operating.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude