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Ameris Bancorp ABCB Retail Mortgage — Interest Income (Expense), Operating

Other segment segments

Banking Division
$208.37M+13.1%
Premium  Finance  Division
$11.65M+17.9%
Warehouse Lending
$7.59M+28.7%

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MTBRetail Bank — Net Interest Income
$950M-2.3%
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RDNMortgage Segment Operating — Net Investment Income
$53.33M+10.1%
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RDNMortgage Segment Operating — Investment Income Net
$10M
NVR logo
NVRMortgage Banking — Interest Expense, Operating and Nonoperating
$333K+22.0%

Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

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Market cap$5.89B+33.1%
P/E13.6×+1.7×
P/S4.8×+1.0×

Profitability

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Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's retail mortgage — interest income (expense), operating?
Ameris Bancorp (ABCB) reported retail mortgage — interest income (expense), operating of $16.83M in Q1 2026.
How has Ameris Bancorp's retail mortgage — interest income (expense), operating changed year-over-year?
Ameris Bancorp's retail mortgage — interest income (expense), operating decreased by 23.0% year-over-year, from $21.84M to $16.83M.
What is the long-term trend for Ameris Bancorp's retail mortgage — interest income (expense), operating?
Over 4 years (2021 to 2025), Ameris Bancorp's retail mortgage — interest income (expense), operating has grown at a 0.2% compound annual growth rate (CAGR), from $82.72M to $83.37M.
What does retail mortgage — interest income (expense), operating mean?
This is the net interest income derived from the retail mortgage segment, calculated as interest income minus interest expense. It serves as a primary indicator of the segment's core lending profitability and net interest margin performance.