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OceanFirst Financial OCFC Accrued Expenses

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Other financials

Income statement

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Revenue$131.3M+32.2%
Net income-$3.0M-116%
EPS (diluted)-$0.04-114%

Balance sheet

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Cash & equivalents$274.1M+60.6%
Total debt$2.4B+94.0%
Total equity$2.4B+46.8%
Total assets$23.3B+74.6%

Cash flow

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Operating cash flow$36.0M+26.1%
CapEx$2.6M+85.1%
Free cash flow$33.5M+23.1%

Valuation

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Market cap$1.84B+94.4%
Enterprise value$3.92B+97.1%
P/E38.3×+27.6×
P/S4.2×+1.7×

Profitability

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Net margin10.8%-11.6pp
FCF margin25.5%

Returns & leverage

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Return on equity2.4%-2.9pp
Debt / equity+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsOther.

The source filing: OceanFirst Financial’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 4:27 PM EST
Fiscal year
FY2025
Accession
0001004702-26-000015
Line itemDecember 31, 2025December 31, 2024
Deferred tax assets:
Allowance for credit losses on loans and debt securities HTM$21,529$18,981
Other reserves1,7872,790
Incentive compensation5,6204,345
Deferred compensation326338
Stock plans1,9982,239
Unrealized losses on assets held-for-sale225347
Unrealized losses on AFS securities8975,346

Item 8. Financial Statements and Supplementary Data

FAQ

What is OceanFirst Financial's accrued expenses?
OceanFirst Financial (OCFC) reported accrued expenses of $1.79M in Q4 2025.
How has OceanFirst Financial's accrued expenses changed year-over-year?
OceanFirst Financial's accrued expenses decreased by 35.9% year-over-year, from $2.79M to $1.79M.
What is the long-term trend for OceanFirst Financial's accrued expenses?
Over 5 years (2020 to 2025), OceanFirst Financial's accrued expenses has grown at a -6.4% compound annual growth rate (CAGR), from $2.49M to $1.79M.
What does accrued expenses mean?
Expenses incurred but not yet paid or invoiced — interest accruals, tax accruals, warranty reserves, and other timing differences.

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