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OceanFirst Financial OCFC Other Commitments To Extend Credit At Floating Rate

Other Commitments To Extend Credit At Floating Rate at other companies

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Other financials

Income statement

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Revenue$131.3M+32.2%
Net income-$3.0M-116%
EPS (diluted)-$0.04-114%

Balance sheet

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Cash & equivalents$274.1M+60.6%
Total debt$2.4B+94.0%
Total equity$2.4B+46.8%
Total assets$23.3B+74.6%

Cash flow

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Operating cash flow$36.0M+26.1%
CapEx$2.6M+85.1%
Free cash flow$33.5M+23.1%

Valuation

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Market cap$1.91B+102%
Enterprise value$4B+101%
P/E39.9×+29.1×
P/S4.3×+1.9×

Profitability

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Net margin10.8%-11.6pp
FCF margin25.5%

Returns & leverage

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Return on equity2.4%-2.9pp
Debt / equity+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept ocfc:OtherCommitmentsToExtendCreditAtFloatingRate.

The source filing: OceanFirst Financial’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 4:27 PM EST
Fiscal year
FY2025
Accession
0001004702-26-000015
Unused consumer and residential construction loan lines of credit (primarily floating-rate)$278,830
Unused commercial and commercial construction loan lines of credit (primarily floating-rate)1,602,901
Other commitments to extend credit (1):
Fixed-rate133,617
Adjustable-rate1,100
Floating-rate339,342

Item 8. Financial Statements and Supplementary Data

FAQ

What is OceanFirst Financial's other commitments to extend credit at floating rate?
OceanFirst Financial (OCFC) reported other commitments to extend credit at floating rate of $339.34M in Q4 2025.
How has OceanFirst Financial's other commitments to extend credit at floating rate changed year-over-year?
OceanFirst Financial's other commitments to extend credit at floating rate increased by 78.8% year-over-year, from $189.75M to $339.34M.
What is the long-term trend for OceanFirst Financial's other commitments to extend credit at floating rate?
Over 5 years (2020 to 2025), OceanFirst Financial's other commitments to extend credit at floating rate has grown at a 21.1% compound annual growth rate (CAGR), from $130.45M to $339.34M.
What does other commitments to extend credit at floating rate mean?
Other Commitments To Extend Credit At Floating Rate as reported by OceanFirst Financial Corp.

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