What is OceanFirst Financial's deposits?

OceanFirst Financial (OCFC) reported deposits of $11.16B in Q1 2026.

How has OceanFirst Financial's deposits changed year-over-year?

OceanFirst Financial's deposits increased by 9.6% year-over-year, from $10.18B to $11.16B.

What is the long-term trend for OceanFirst Financial's deposits?

Over 5 years (2020 to 2025), OceanFirst Financial's deposits has grown at a 3.1% compound annual growth rate (CAGR), from $9.43B to $10.96B.

What does deposits mean?

Total customer deposits held by a bank or financial institution — the primary funding source for lending operations.

OceanFirst Financial OCFC Deposits

Deposits at other companies

JPMorgan ChaseJPM

$2.68T+7.2%

M&T BankMTB

$163.74B-1.0%

Valley National BankVLY

$52.86B+5.8%

WaFd, Inc.WAFD

$21.12B-1.4%

Bank First CorporationBFC

$5.09B+38.4%

Heritage FinancialHFWA

$7.25B+24.0%

Other financials

Income statement

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Revenue$103.2M+5.4%

Net income$20.5M-4.7%

EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%

Total debt$1.5B+29.7%

Total equity$1.7B-2.3%

Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%

CapEx$2.0M+5.2%

Free cash flow$23.3M+739%

Valuation

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Market cap$1.08B+11.0%

Enterprise value$2.46B+24.3%

P/E15.4×+5.0×

P/S2.6×+0.1×

Profitability

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Net margin17.1%-7.2pp

FCF margin25.9%—

Returns & leverage

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Return on equity4.1%-1.4pp

Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:Deposits.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's deposits?: OceanFirst Financial (OCFC) reported deposits of $11.16B in Q1 2026.
How has OceanFirst Financial's deposits changed year-over-year?: OceanFirst Financial's deposits increased by 9.6% year-over-year, from $10.18B to $11.16B.
What is the long-term trend for OceanFirst Financial's deposits?: Over 5 years (2020 to 2025), OceanFirst Financial's deposits has grown at a 3.1% compound annual growth rate (CAGR), from $9.43B to $10.96B.
What does deposits mean?: Total customer deposits held by a bank or financial institution — the primary funding source for lending operations.