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OceanFirst Financial OCFC Long-Term Debt

Long-Term Debt at other companies

JPMorgan ChaseJPM

$448.76B+10.2%

M&T BankMTB

$11.18B+6.5%

WaFd, Inc.WAFD

$3.06B+10.8%

Columbia Financial, Inc.CLBK

$1.24B+12.3%

SBC

Seacoast Banking Corporation of FloridaSBCF

$112.84M+5.3%

Hope BancorpHOPE

$111.32M+1.3%

Other financials

Income statement

Revenue$103.2M+5.4%

Net income$20.5M-4.7%

EPS (diluted)$0.36+2.9%

Balance sheet

Cash & equivalents$137.0M-16.3%

Total debt$1.5B+29.7%

Total equity$1.7B-2.3%

Total assets$14.6B+9.4%

Cash flow

Operating cash flow$25.2M+1,512%

CapEx$2.0M+5.2%

Free cash flow$23.3M+739%

Valuation

Market cap$1.08B+11.0%

Enterprise value$2.46B+24.3%

P/E15.4×+5.0×

P/S2.6×+0.1×

Profitability

Net margin17.1%-7.2pp

FCF margin25.9%—

Returns & leverage

Return on equity4.1%-1.4pp

Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:DebtAndCapitalLeaseObligations.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's long-term debt?: OceanFirst Financial (OCFC) reported long-term debt of $1.5B in Q1 2026.
How has OceanFirst Financial's long-term debt changed year-over-year?: OceanFirst Financial's long-term debt increased by 30.2% year-over-year, from $1.15B to $1.5B.
What is the long-term trend for OceanFirst Financial's long-term debt?: Over 5 years (2020 to 2025), OceanFirst Financial's long-term debt has grown at a 36.2% compound annual growth rate (CAGR), from $363.93M to $1.71B.
What does long-term debt mean?: Bonds, term loans, notes payable, and other borrowings with maturities beyond one year — the primary long-term financing source.