What is OceanFirst Financial's net income?

OceanFirst Financial (OCFC) reported net income of $20.51M in Q1 2026.

How has OceanFirst Financial's net income changed year-over-year?

OceanFirst Financial's net income decreased by 4.5% year-over-year, from $21.46M to $20.51M.

What is the long-term trend for OceanFirst Financial's net income?

Over 4 years (2021 to 2025), OceanFirst Financial's net income has grown at a -10.4% compound annual growth rate (CAGR), from $110.08M to $71.03M.

What does net income mean?

Net income as the starting point for the indirect method operating cash flow reconciliation.

OceanFirst Financial OCFC Net Income

Net Income at other companies

JPMorgan ChaseJPM

$16.49B+12.6%

M&T BankMTB

$664M+13.7%

Valley National BankVLY

$163.91M+54.6%

WaFd, Inc.WAFD

$65.55M+16.5%

Bank First CorporationBFC

$19.99M+9.6%

Heritage FinancialHFWA

$18.95M+36.2%

Other financials

Income statement

See full

Revenue$103.2M+5.4%

Net income$20.5M-4.7%

EPS (diluted)$0.36+2.9%

Balance sheet

See full

Cash & equivalents$137.0M-16.3%

Total debt$1.5B+29.7%

Total equity$1.7B-2.3%

Total assets$14.6B+9.4%

Cash flow

See full

Operating cash flow$25.2M+1,512%

CapEx$2.0M+5.2%

Free cash flow$23.3M+739%

Valuation

See full

Market cap$1.08B+11.0%

Enterprise value$2.46B+24.3%

P/E15.4×+5.0×

P/S2.6×+0.1×

Profitability

See full

Net margin17.1%-7.2pp

FCF margin25.9%—

Returns & leverage

See full

Return on equity4.1%-1.4pp

Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:ProfitLoss.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

Ask your AI about OceanFirst Financial's net income.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is OceanFirst Financial's net income?: OceanFirst Financial (OCFC) reported net income of $20.51M in Q1 2026.
How has OceanFirst Financial's net income changed year-over-year?: OceanFirst Financial's net income decreased by 4.5% year-over-year, from $21.46M to $20.51M.
What is the long-term trend for OceanFirst Financial's net income?: Over 4 years (2021 to 2025), OceanFirst Financial's net income has grown at a -10.4% compound annual growth rate (CAGR), from $110.08M to $71.03M.
What does net income mean?: Net income as the starting point for the indirect method operating cash flow reconciliation.