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OceanFirst Financial OCFC Fees and service charges — Revenue

Other product segments

Trust and asset management revenue
$433K+6.7%

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HBTService charges on deposit accounts — Revenue
$2.16M+11.1%

Other financials

Income statement

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Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

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Market cap$1.08B+11.0%
Enterprise value$2.46B+24.3%
P/E15.4×+5.0×
P/S2.6×+0.1×

Profitability

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Net margin17.1%-7.2pp
FCF margin25.9%—

Returns & leverage

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Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's fees and service charges — revenue?
OceanFirst Financial (OCFC) reported fees and service charges — revenue of $2.81M in Q1 2026.
How has OceanFirst Financial's fees and service charges — revenue changed year-over-year?
OceanFirst Financial's fees and service charges — revenue decreased by 40.3% year-over-year, from $4.71M to $2.81M.
What is the long-term trend for OceanFirst Financial's fees and service charges — revenue?
Over 4 years (2021 to 2025), OceanFirst Financial's fees and service charges — revenue has grown at a 6.6% compound annual growth rate (CAGR), from $13.83M to $17.87M.
What does fees and service charges — revenue mean?
This metric represents the total non-interest income generated from service fees, transaction charges, and account maintenance fees levied on retail and commercial banking customers. It reflects the bank's ability to diversify its revenue stream beyond traditional net interest income by monetizing specific banking products and services. Monitoring this figure helps assess the bank's success in driving fee-based business and maintaining customer engagement through value-added services.