Skip to content
Screener

OceanFirst Financial OCFC Fees and service charges — Revenue

Other product segments

Trust and asset management revenue
$384K+2.7%

Similar metrics at other companies

Burke & Herbert Financial Services Corp. logo
BHRBService charges and fees — Revenue
$2.29M+7.3%
Norwood Financial logo
NWFLService Charges And Fees — Revenue
$1.67M+10.0%
Central Pacific Financial logo
CPFOther service charges and fees — Revenue
$6.33M+6.3%
Coastal Financial logo
CCBMerchant service fees — Revenue
$123.75K+1.6%
Raymond James Financial logo
RJFTotal account and service fees — Revenue
$316M+4.6%
City Holding Company logo
CHCOService charges — Revenue
$7.95M+5.2%

Other financials

Income statement

See full
Revenue$131.3M+32.2%
Net income-$3.0M-116%
EPS (diluted)-$0.04-114%

Balance sheet

See full
Cash & equivalents$274.1M+60.6%
Total debt$2.4B+94.0%
Total equity$2.4B+46.8%
Total assets$23.3B+74.6%

Cash flow

See full
Operating cash flow$36.0M+26.1%
CapEx$2.6M+85.1%
Free cash flow$33.5M+23.1%

Valuation

See full
Market cap$1.92B+103%
Enterprise value$4.01B+101%
P/E40.1×+29.3×
P/S4.3×+1.9×

Profitability

See full
Net margin10.8%-11.6pp
FCF margin25.5%

Returns & leverage

See full
Return on equity2.4%-2.9pp
Debt / equity+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax.

The source filing: OceanFirst Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:09 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001004702-26-000120
Line itemFor the Three Months Ended June 30, 2026For the Three Months Ended June 30, 2025For the Six Months Ended June 30, 2026For the Six Months Ended June 30, 2025
Other income (loss):
Bankcard services revenue1,7721,6193,4013,082
Trust and asset management revenue384374817780
Fees and service charges3,3894,9696,2029,681
Net gain on sales of loans381,177102,035
Net (loss) gain on equity investments(347)488(701)693
Net gain (loss) from other real estate operations1,203(260)1,039(276)
Income from bank owned life insurance2,4711,7864,3453,638

Item 4. Controls and Procedures

FAQ

What is OceanFirst Financial's fees and service charges — revenue?
OceanFirst Financial (OCFC) reported fees and service charges — revenue of $3.39M in Q2 2026.
How has OceanFirst Financial's fees and service charges — revenue changed year-over-year?
OceanFirst Financial's fees and service charges — revenue decreased by 31.8% year-over-year, from $4.97M to $3.39M.
What is the long-term trend for OceanFirst Financial's fees and service charges — revenue?
Over 4 years (2021 to 2025), OceanFirst Financial's fees and service charges — revenue has grown at a 6.6% compound annual growth rate (CAGR), from $13.83M to $17.87M.
What does fees and service charges — revenue mean?
This metric represents the total non-interest income generated from service fees, transaction charges, and account maintenance fees levied on retail and commercial banking customers. It reflects the bank's ability to diversify its revenue stream beyond traditional net interest income by monetizing specific banking products and services. Monitoring this figure helps assess the bank's success in driving fee-based business and maintaining customer engagement through value-added services.

Ask your AI about OceanFirst Financial's fees and service charges — revenue.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude