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OceanFirst Financial OCFC Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

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Other financials

Income statement

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Revenue$131.3M+32.2%
Net income-$3.0M-116%
EPS (diluted)-$0.04-114%

Balance sheet

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Cash & equivalents$274.1M+60.6%
Total debt$2.4B+94.0%
Total equity$2.4B+46.8%
Total assets$23.3B+74.6%

Cash flow

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Operating cash flow$36.0M+26.1%
CapEx$2.6M+85.1%
Free cash flow$33.5M+23.1%

Valuation

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Market cap$1.91B+94.4%
Enterprise value$4B+97.1%
P/E39.9×+28.7×
P/S4.3×+1.8×

Profitability

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Net margin10.8%-11.6pp
FCF margin25.5%

Returns & leverage

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Return on equity2.4%-2.9pp
Debt / equity+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The source filing: OceanFirst Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:09 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001004702-26-000120
Line itemFor the Six Months Ended June 30, 2026For the Six Months Ended June 30, 2025
Stock compensation3,8712,546
Net excess tax expense on stock compensation194195
Amortization of servicing asset460163
Net (discount) premium amortization in excess of discount accretion on securities(6,337)82
Net amortization of deferred costs on borrowings310239
Amortization of intangibles3,4341,846
Net accretion of purchase accounting adjustments(1,238)(691)
Net amortization of deferred fees/costs and premiums/discounts on loans(3,633)(4,668)

Item 4. Controls and Procedures

FAQ

What is OceanFirst Financial's accretion (amortization) of discounts and premiums, investments?
OceanFirst Financial (OCFC) reported accretion (amortization) of discounts and premiums, investments of $3.33M in Q2 2026.
How has OceanFirst Financial's accretion (amortization) of discounts and premiums, investments changed year-over-year?
OceanFirst Financial's accretion (amortization) of discounts and premiums, investments increased by 9089.2% year-over-year, from -$37K to $3.33M.
What is the long-term trend for OceanFirst Financial's accretion (amortization) of discounts and premiums, investments?
Over 3 years (2021 to 2025), OceanFirst Financial's accretion (amortization) of discounts and premiums, investments has grown at a -25.2% compound annual growth rate (CAGR), from -$8.47M to $3.54M.
What does accretion (amortization) of discounts and premiums, investments mean?
Measures the non-cash adjustment to interest income resulting from the amortization of premiums or accretion of discounts on investment securities. This reflects the yield normalization process for the bank's investment portfolio.

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