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OceanFirst Financial OCFC Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

Bank First Corporation logo
Bank First CorporationBFC
$2.15M+56.1%
Business First Bancshares logo
Business First BancsharesBFST
$199K+157%
QCR Holdings logo
QCR HoldingsQCRH
-$1.37M-90.7%
Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
$887K-3.1%
SBC
Seacoast Banking Corporation of FloridaSBCF
$4.51M+458%
NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
$55K+234%

Other financials

Income statement

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Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

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Market cap$1.08B+11.0%
Enterprise value$2.46B+24.3%
P/E15.4×+5.0×
P/S2.6×+0.1×

Profitability

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Net margin17.1%-7.2pp
FCF margin25.9%—

Returns & leverage

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Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's accretion (amortization) of discounts and premiums, investments?
OceanFirst Financial (OCFC) reported accretion (amortization) of discounts and premiums, investments of $3.01M in Q1 2026.
How has OceanFirst Financial's accretion (amortization) of discounts and premiums, investments changed year-over-year?
OceanFirst Financial's accretion (amortization) of discounts and premiums, investments increased by 6791.1% year-over-year, from -$45K to $3.01M.
What is the long-term trend for OceanFirst Financial's accretion (amortization) of discounts and premiums, investments?
Over 3 years (2021 to 2025), OceanFirst Financial's accretion (amortization) of discounts and premiums, investments has grown at a -25.2% compound annual growth rate (CAGR), from -$8.47M to $3.54M.
What does accretion (amortization) of discounts and premiums, investments mean?
Measures the non-cash adjustment to interest income resulting from the amortization of premiums or accretion of discounts on investment securities. This reflects the yield normalization process for the bank's investment portfolio.