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OceanFirst Financial OCFC Gain (Loss) on Sales of Loans, Net

Gain (Loss) on Sales of Loans, Net at other companies

Valley National Bank logo
Valley National BankVLY
$1.74M-14.0%
Bank7 Corp. logo
Bank7 Corp.BSVN
$476K-7.9%
Business First Bancshares logo
Business First BancsharesBFST
$370K+24.2%
Home Federal Bancorp logo
Home Federal BancorpHFBL
$129K+61.3%
Home Bancorp logo
Home BancorpHBCP
$229K+101%

Other financials

Income statement

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Revenue$131.3M+32.2%
Net income-$3.0M-116%
EPS (diluted)-$0.04-114%

Balance sheet

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Cash & equivalents$274.1M+60.6%
Total debt$2.4B+94.0%
Total equity$2.4B+46.8%
Total assets$23.3B+74.6%

Cash flow

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Operating cash flow$36.0M+26.1%
CapEx$2.6M+85.1%
Free cash flow$33.5M+23.1%

Valuation

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Market cap$1.91B+102%
Enterprise value$4B+101%
P/E39.9×+29.1×
P/S4.3×+1.9×

Profitability

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Net margin10.8%-11.6pp
FCF margin25.5%

Returns & leverage

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Return on equity2.4%-2.9pp
Debt / equity+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The source filing: OceanFirst Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:09 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001004702-26-000120
Line itemFor the Six Months Ended June 30, 2026For the Six Months Ended June 30, 2025
Net (gain) loss on sale of OREO and fixed assets(19)24
Net loss on sales of AFS securities56
Net loss (gain) on equity investments701(693)
Net gain on sales of loans(10)(2,035)
Proceeds from sales of residential loans held for sale2,714249,458
Net residential loans originated for sale3,064(241,956)
Net write (up) down of OREO(1,256)194
Increase in cash surrender value of bank owned life insurance(4,394)(3,638)

Item 4. Controls and Procedures

FAQ

What is OceanFirst Financial's gain (loss) on sales of loans, net?
OceanFirst Financial (OCFC) reported gain (loss) on sales of loans, net of $38K in Q2 2026.
How has OceanFirst Financial's gain (loss) on sales of loans, net changed year-over-year?
OceanFirst Financial's gain (loss) on sales of loans, net decreased by 96.8% year-over-year, from $1.18M to $38K.
What is the long-term trend for OceanFirst Financial's gain (loss) on sales of loans, net?
Over 4 years (2021 to 2025), OceanFirst Financial's gain (loss) on sales of loans, net has grown at a 3.6% compound annual growth rate (CAGR), from $3.2M to $3.69M.
What does gain (loss) on sales of loans, net mean?
Captures the net realized gain or loss from the sale of loans in the secondary market. This metric indicates the bank's ability to generate non-interest income through active loan portfolio management.

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