Skip to content

OceanFirst Financial OCFC FDIC assessments

FDIC assessments at other companies

Valley National Bank logo
Valley National BankVLY
$10.48M-18.6%
WaFd, Inc. logo
WaFd, Inc.WAFD
$5.05M-12.9%
Bank First Corporation logo
Bank First CorporationBFC
$716K+13.7%
Heritage Financial logo
Heritage FinancialHFWA
$1.04M+27.7%
JPMorgan Chase logo
JPMorgan ChaseJPM
M&T Bank logo
M&T BankMTB

Other financials

Income statement

See full
Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

See full
Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

See full
Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

See full
Market cap$1.08B+11.8%
Enterprise value$2.46B+24.8%
P/E15.4×+5.0×
P/S2.6×+0.1×

Profitability

See full
Net margin17.1%-7.2pp
FCF margin25.9%

Returns & leverage

See full
Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

Ask your AI about OceanFirst Financial's fdic assessments.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is OceanFirst Financial's FDIC assessments?
OceanFirst Financial (OCFC) reported FDIC assessments of $3.22M in Q1 2026.
How has OceanFirst Financial's FDIC assessments changed year-over-year?
OceanFirst Financial's FDIC assessments increased by 7.8% year-over-year, from $2.98M to $3.22M.
What is the long-term trend for OceanFirst Financial's FDIC assessments?
Over 4 years (2021 to 2025), OceanFirst Financial's FDIC assessments has grown at a 17.2% compound annual growth rate (CAGR), from $6.16M to $11.6M.
What does FDIC assessments mean?
This represents the mandatory insurance premiums paid by the bank to the Federal Deposit Insurance Corporation (FDIC) to insure customer deposits. These assessments are typically based on the bank's total assets and risk profile. Higher expenses may indicate an increase in the bank's deposit base or a shift in its risk assessment by regulators.