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OceanFirst Financial OCFC Held-to-maturity debt securities, pledged to creditors

Held-to-maturity debt securities, pledged to creditors at other companies

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Valley National BankVLY
$836.8M-30.3%

Other financials

Income statement

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Revenue$131.3M+32.2%
Net income-$3.0M-116%
EPS (diluted)-$0.04-114%

Balance sheet

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Cash & equivalents$274.1M+60.6%
Total debt$2.4B+94.0%
Total equity$2.4B+46.8%
Total assets$23.3B+74.6%

Cash flow

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Operating cash flow$36.0M+26.1%
CapEx$2.6M+85.1%
Free cash flow$33.5M+23.1%

Valuation

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Market cap$1.92B+103%
Enterprise value$4.01B+101%
P/E40.1×+29.3×
P/S4.3×+1.9×

Profitability

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Net margin10.8%-11.6pp
FCF margin25.5%

Returns & leverage

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Return on equity2.4%-2.9pp
Debt / equity+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:HeldToMaturitySecuritiesRestricted.

The source filing: OceanFirst Financial’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 4:27 PM EST
Fiscal year
FY2025
Accession
0001004702-26-000015
Line itemDecember 31, 2025December 31, 2024
Assets
Cash and due from banks$135,130$123,615
Debt securities available-for-sale, at estimated fair value (encumbered $897,491 at December 31, 2025 and $470,844 at December 31, 2024)1,231,827827,500
Debt securities held-to-maturity, net of allowance for securities credit losses of $811 at December 31, 2025 and $967 at December 31, 2024 (estimated fair value of $825,790 at December 31, 2025 and $952,917 at December 31, 2024) (encumbered $543,425 at December 31, 2025 and $599,200 at December 31, 2024)881,5681,045,875
Equity investments (encumbered $4,975 at December 31, 2025 and $0 at December 31, 2024)91,88284,104
Restricted equity investments, at cost129,329108,634
Loans receivable, net of allowance for loan credit losses of $83,726 at December 31, 2025 and $73,607 at December 31, 202410,970,66610,055,429
Loans held-for-sale5,76821,211

Item 8. Financial Statements and Supplementary Data

FAQ

What is OceanFirst Financial's held-to-maturity debt securities, pledged to creditors?
OceanFirst Financial (OCFC) reported held-to-maturity debt securities, pledged to creditors of $543.43M in Q4 2025.
How has OceanFirst Financial's held-to-maturity debt securities, pledged to creditors changed year-over-year?
OceanFirst Financial's held-to-maturity debt securities, pledged to creditors decreased by 9.3% year-over-year, from $599.2M to $543.43M.
What is the long-term trend for OceanFirst Financial's held-to-maturity debt securities, pledged to creditors?
Over 5 years (2020 to 2025), OceanFirst Financial's held-to-maturity debt securities, pledged to creditors has grown at a 5.4% compound annual growth rate (CAGR), from $418.72M to $543.43M.
What does held-to-maturity debt securities, pledged to creditors mean?
Held-to-maturity debt securities, pledged to creditors

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