Skip to content
Screener

OceanFirst Financial OCFC Total Interest Income

Total Interest Income at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$50.62B+4.9%
M&T Bank logo
M&T BankMTB
$2.62B+0.4%
Valley National Bank logo
Valley National BankVLY
$829.38M+3.0%
WaFd, Inc. logo
WaFd, Inc.WAFD
$324.73M-3.4%
Heritage Financial logo
Heritage FinancialHFWA
$97.67M+24.4%
First Financial Corporation logo
First Financial CorporationTHFF
$84.22M+13.5%

Other financials

Income statement

See full
Revenue$131.3M+32.2%
Net income-$3.0M-116%
EPS (diluted)-$0.04-114%

Balance sheet

See full
Cash & equivalents$274.1M+60.6%
Total debt$2.4B+94.0%
Total equity$2.4B+46.8%
Total assets$23.3B+74.6%

Cash flow

See full
Operating cash flow$36.0M+26.1%
CapEx$2.6M+85.1%
Free cash flow$33.5M+23.1%

Valuation

See full
Market cap$1.91B+102%
Enterprise value$4B+101%
P/E39.9×+29.1×
P/S4.3×+1.9×

Profitability

See full
Net margin10.8%-11.6pp
FCF margin25.5%

Returns & leverage

See full
Return on equity2.4%-2.9pp
Debt / equity+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestAndDividendIncomeOperating.

The source filing: OceanFirst Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:09 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001004702-26-000120
Line itemFor the Three Months Ended June 30, 2026For the Three Months Ended June 30, 2025For the Six Months Ended June 30, 2026For the Six Months Ended June 30, 2025
Loans$178,982$135,478$324,306$268,497
Debt securities26,63315,95046,44333,220
Equity investments and other3,9893,3977,1466,811
Total interest income209,604154,825377,895308,528
Interest expense:
Deposits68,30852,273122,003103,319
Borrowed funds20,56614,91638,71530,921
Total interest expense88,87467,189160,718134,240

Item 4. Controls and Procedures

FAQ

What is OceanFirst Financial's total interest income?
OceanFirst Financial (OCFC) reported total interest income of $209.6M in Q2 2026.
How has OceanFirst Financial's total interest income changed year-over-year?
OceanFirst Financial's total interest income increased by 35.4% year-over-year, from $154.83M to $209.6M.
What is the long-term trend for OceanFirst Financial's total interest income?
Over 4 years (2021 to 2025), OceanFirst Financial's total interest income has grown at a 17.1% compound annual growth rate (CAGR), from $342.09M to $642.45M.
What does total interest income mean?
Total interest earned on all interest-bearing assets — loans, investment securities, deposits at other banks, and federal funds sold.

Ask your AI about OceanFirst Financial's total interest income.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude