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OceanFirst Financial OCFC Unrealized Losses on Investments (Before Tax)

Unrealized Losses on Investments (Before Tax) at other companies

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$3.33M-31.5%

Other financials

Income statement

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Revenue$131.3M+32.2%
Net income-$3.0M-116%
EPS (diluted)-$0.04-114%

Balance sheet

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Cash & equivalents$274.1M+60.6%
Total debt$2.4B+94.0%
Total equity$2.4B+46.8%
Total assets$23.3B+74.6%

Cash flow

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Operating cash flow$36.0M+26.1%
CapEx$2.6M+85.1%
Free cash flow$33.5M+23.1%

Valuation

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Market cap$1.91B+102%
Enterprise value$4B+101%
P/E39.9×+29.1×
P/S4.3×+1.9×

Profitability

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Net margin10.8%-11.6pp
FCF margin25.5%

Returns & leverage

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Return on equity2.4%-2.9pp
Debt / equity+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax.

The source filing: OceanFirst Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:09 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001004702-26-000120
At June 30, 2026Amortized CostGross Unrealized GainsGross Unrealized LossesEstimated Fair ValueAllowance for Securities Credit Losses
Total mortgage-backed securities1,287,5231,005(21,771)1,266,757
Total excluding fair value hedge basis adjustment2,083,3018,997(24,630)2,067,668
Fair value hedge basis adjustment (1)(12,223)12,223
Total debt securities AFS$2,071,078$8,997$(12,407)$2,067,668
Debt securities HTM:
State and municipal debt obligations$150,074$622$(7,155)$143,541$(20)
Corporate debt securities46,007227(398)45,836(631)
Mortgage-backed securities:

Item 4. Controls and Procedures

FAQ

What is OceanFirst Financial's unrealized losses on investments (before tax)?
OceanFirst Financial (OCFC) reported unrealized losses on investments (before tax) of $12.41M in Q2 2026.
How has OceanFirst Financial's unrealized losses on investments (before tax) changed year-over-year?
OceanFirst Financial's unrealized losses on investments (before tax) decreased by 20.3% year-over-year, from $15.56M to $12.41M.
What is the long-term trend for OceanFirst Financial's unrealized losses on investments (before tax)?
Over 5 years (2020 to 2025), OceanFirst Financial's unrealized losses on investments (before tax) has grown at a 357.1% compound annual growth rate (CAGR), from $6K to $11.98M.
What does unrealized losses on investments (before tax) mean?
This represents the total unrealized losses on investment securities, primarily those classified as available-for-sale, before tax effects. It indicates the depreciation in market value of the investment portfolio relative to its amortized cost. Investors monitor this to assess potential pressure on capital levels and the impact of interest rate fluctuations on the balance sheet.

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