What does financialindemnitymember — year 1 mean?

This metric represents the financial performance or claim development data specifically for the first year of a policy cohort or underwriting year. It is used to analyze the early-stage loss experience of new business. Monitoring year-one performance helps in identifying emerging trends in claim frequency and severity early in the policy lifecycle.

Old Republic International ORI FinancialIndemnityMember — Year 1

Similar metrics at other companies

AXSInsurance — Year 1

29.5%—

HIGGroup Insurance Policy — 1st Year

76.7%+0.9pp

EGProperty Insurance — Year one

79.1%-0.1pp

HIGProperty Insurance — 1st Year

117.4%-0.2pp

ACGLProperty, energy, marine and aviation — Year One

23%+1.5pp

HIGPackage Business — 1st Year

35.1%-0.7pp

Other financials

Income statement

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Revenue$2.4B+13.5%

Net income$330.0M+34.7%

EPS (diluted)$1.32+34.7%

Balance sheet

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Cash & equivalents$202.1M-23.4%

Total debt$1.6B+0.1%

Total equity$5.9B-0.1%

Total assets$29.6B+5.6%

Cash flow

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Operating cash flow$281.4M+21.5%

Valuation

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Market cap$9.42B+1.1%

Enterprise value$10.81B+1.6%

P/E9.2×-2.7×

P/S1×-0.1×

Profitability

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Net margin10.8%+1.5pp

Returns & leverage

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Return on equity17.2%+4.6pp

Debt / equity0.3×0.0×

Where this comes from

Reported directly by Old Republic International in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.

The official record: Old Republic International’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Republic International's financialindemnitymember — year 1?: Old Republic International (ORI) reported financialindemnitymember — year 1 of 20% in Q4 2025.
What does financialindemnitymember — year 1 mean?: This metric represents the financial performance or claim development data specifically for the first year of a policy cohort or underwriting year. It is used to analyze the early-stage loss experience of new business. Monitoring year-one performance helps in identifying emerging trends in claim frequency and severity early in the policy lifecycle.