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Old Republic International ORI Specialty Insurance Group — Ceded Premiums Earned

Other product segments

Life Insurance in Force
$269.9M-23.2%
Accident and health Insurance
$3.4M-30.6%
Life Insurance
$1.6M-23.8%
Title Insurance Group
$0

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METProperty and casualty insurance — Ceded Premiums Earned
$0
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AIZProperty and liability insurance — Ceded Premiums Earned
$2.23B+1.2%
Aflac logo
AFLAccident And Health Insurance — Ceded Premiums Earned
$79M+35.6%
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AFLLife Insurance — Ceded Premiums Earned
$13M+2.0%
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JXNCeded Premiums Earned
$52.75M-4.5%
Principal Financial Group logo
PFGAccident And Health Insurance — Ceded Premiums Earned
$38.4M+1.9%

Other financials

Income statement

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Revenue$2.4B+13.5%
Net income$330.0M+34.7%
EPS (diluted)$1.32+34.7%

Balance sheet

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Cash & equivalents$202.1M-23.4%
Total debt$1.6B+0.1%
Total equity$5.9B-0.1%
Total assets$29.6B+5.6%

Cash flow

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Operating cash flow$281.4M+21.5%

Valuation

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Market cap$9.42B+1.1%
Enterprise value$10.81B+1.6%
P/E9.2×-2.7×
P/S-0.1×

Profitability

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Net margin10.8%+1.5pp

Returns & leverage

See full
Return on equity17.2%+4.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Old Republic International in its filing.

Tagged under the XBRL concept us-gaap:CededPremiumsEarned.

The official record: Old Republic International’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Republic International's specialty insurance group — ceded premiums earned?
Old Republic International (ORI) reported specialty insurance group — ceded premiums earned of $769.8M in Q4 2025.
How has Old Republic International's specialty insurance group — ceded premiums earned changed year-over-year?
Old Republic International's specialty insurance group — ceded premiums earned increased by 16.1% year-over-year, from $663.2M to $769.8M.
What is the long-term trend for Old Republic International's specialty insurance group — ceded premiums earned?
Over 4 years (2021 to 2025), Old Republic International's specialty insurance group — ceded premiums earned has grown at a 11.0% compound annual growth rate (CAGR), from $2.03B to $3.08B.
What does specialty insurance group — ceded premiums earned mean?
This metric represents the portion of premiums that the specialty insurance segment pays to other reinsurers to transfer a portion of its underwriting risk. It reflects the cost of reinsurance protection purchased to mitigate potential losses from large claims or catastrophic events. Higher ceded premiums indicate a strategy of risk management and capital preservation through external reinsurance partners.