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Orrstown Financial Services ORRF Loan swap referral fees

Loan swap referral fees at other companies

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$1.65K+8.1%
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Other financials

Income statement

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Revenue$62.7M+0.4%
Net income$21.2M+8.8%
EPS (diluted)$1.09+7.9%

Balance sheet

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Cash & equivalents$144.8M-3.0%
Total debt$13.7M-10.0%
Total equity$621.7M+13.3%
Total assets$5.6B+4.2%

Cash flow

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Operating cash flow$22.9M-6.2%
CapEx$546.0K-30.9%
Free cash flow$22.4M-5.4%

Valuation

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Market cap$838.32M+33.7%
Enterprise value$707.15M+43.5%
P/E9.7×-4.8×
P/S3.3×+0.7×

Profitability

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Net margin33.6%+16.2pp
FCF margin33.4%+14.6pp

Returns & leverage

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Return on equity14.8%+4.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Orrstown Financial Services in its filing.

Tagged under the XBRL concept orrf:LoanSwapReferralFees.

The source filing: Orrstown Financial Services’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:03 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054267
(Dollars in thousands, except per share amounts)Three Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Service charges on deposit accounts2,0712,0504,3213,961
Interchange income1,6021,4413,1152,868
Other service charges, commissions and fees6635801,2841,064
Swap fee income6516691,9901,063
Trust and investment management income4,0723,5727,8167,548
Brokerage income1,8741,6953,6873,134
Mortgage banking activities436478762780
Income from life insurance1,3761,3115,1372,600

Item 1. Financial Statements

FAQ

What is Orrstown Financial Services's loan swap referral fees?
Orrstown Financial Services (ORRF) reported loan swap referral fees of $651K in Q2 2026.
How has Orrstown Financial Services's loan swap referral fees changed year-over-year?
Orrstown Financial Services's loan swap referral fees decreased by 2.7% year-over-year, from $669K to $651K.
What is the long-term trend for Orrstown Financial Services's loan swap referral fees?
Over 4 years (2021 to 2025), Orrstown Financial Services's loan swap referral fees has grown at a 78.7% compound annual growth rate (CAGR), from $293K to $2.99M.
What does loan swap referral fees mean?
Loan swap referral fees as reported by Orrstown Financial Services Inc.

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