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Orrstown Financial Services ORRF Free cash flow margin

Free cash flow margin at other companies

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25.8%+2.3pp
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30.6%+12.5pp
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30.9%+6.8pp
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33%-35.0pp
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21.9%-2.1pp
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Independent Bank CorporationIBCP
16.6%-7.1pp

Other financials

Income statement

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Revenue$64.6M+7.0%
Net income$21.8M+20.8%
EPS (diluted)$1.12+20.4%

Balance sheet

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Cash & equivalents$161.1M-43.9%
Total debt$13.9M-2.2%
Total equity$603.2M+13.2%
Total assets$5.6B+2.5%

Cash flow

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Operating cash flow$25.5M+133%
CapEx$422.0K-81.8%
Free cash flow$25.1M+191%

Valuation

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Market cap$799.08M+37.2%
Enterprise value$651.86M+111%
P/E9.4×-9.0×
P/S3.1×+0.5×

Profitability

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Net margin33%+18.6pp

Returns & leverage

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Return on equity14.9%+7.0pp
Debt / equity0.0×

Where this comes from

Calculated from Orrstown Financial Services’s reported figures.

Based on trailing twelve months.

The official record: Orrstown Financial Services’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Orrstown Financial Services's free cash flow margin?
Orrstown Financial Services (ORRF) reported free cash flow margin of 33.9% in Q1 2026.
How has Orrstown Financial Services's free cash flow margin changed year-over-year?
Orrstown Financial Services's free cash flow margin increased by 153.4% year-over-year, from 13.4% to 33.9%.
What is the long-term trend for Orrstown Financial Services's free cash flow margin?
Over 5 years (2020 to 2025), Orrstown Financial Services's free cash flow margin has grown at a 1.6% compound annual growth rate (CAGR), from 25.8% to 28%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.