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Total Revenue at other companies

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$7.69B+10.2%
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$28.12M+18.0%

Segments

By product

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Deposit Account$440K+3.0%
Debit Card$351K-19.5%

Other financials

Income statement

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Net income$5.1M-14.5%
EPS (diluted)$0.72-4.6%

Balance sheet

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Cash & equivalents$194.8M-2.0%
Total debt$7.6M+8.6%
Total equity$217.0M+16.8%
Total assets$2.0B+4.2%

Cash flow

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Operating cash flow$3.6M-38.0%
CapEx$230.0K-85.5%
Free cash flow$3.4M-20.3%

Valuation

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Market cap$284.27M+19.0%
P/E12.7×+2.9×

Profitability

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Net margin29.3%-3.3pp
FCF margin30%-1.1pp

Returns & leverage

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Return on equity11.1%-2.6pp
Debt / equity0.0×

Where this comes from

Calculated from Oak Valley Bancorp’s reported figures.

The source filing: Oak Valley Bancorp’s 10-K, filed March 25, 2026.

Filed
Mar 25, 2026, 12:00 AM EDT
Fiscal year
FY2025
Accession
0001437749-26-009757
(dollars in thousands, except per share amounts)YEAR ENDED DECEMBER 31, 2025YEAR ENDED DECEMBER 31, 2024
Provision for (reversal of) credit losses805(1,620)
Net interest income after provision for (reversal of) credit losses73,81071,654
NON-INTEREST INCOME
Service charges on deposits1,7851,682
Debit card transaction fee income1,6731,738
Earnings on cash surrender value of life insurance1,1971,052
Mortgage commissions3331
(Loss) gain on sales and calls of available-for-sale securities(4)114

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FAQ

What is Oak Valley Bancorp's total revenue?
Oak Valley Bancorp (OVLY) reported total revenue of $20.43M in Q4 2025.
How has Oak Valley Bancorp's total revenue changed year-over-year?
Oak Valley Bancorp's total revenue increased by 6.7% year-over-year, from $19.15M to $20.43M.
What is the long-term trend for Oak Valley Bancorp's total revenue?
Over 2 years (2023 to 2025), Oak Valley Bancorp's total revenue has grown at a -0.4% compound annual growth rate (CAGR), from $82.43M to $81.73M.
What does total revenue mean?
The aggregate of all revenue from the company's operations — the top line from which all profitability metrics are derived.

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