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Oak Valley Bancorp OVLY Net Interest Income

Discontinued — last reported Q4 '25

Net Interest Income at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$25.37B+9.0%
U.S. Bancorp logo
U.S. BancorpUSB
$4.26B+4.2%
Bank of America logo
Bank of AmericaBAC
$15.75B+9.0%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$12.1B+5.2%
Citigroup logo
CitigroupC
$15.74B+12.3%
Blue Ridge Bankshares logo
Blue Ridge BanksharesBRBS
$16.91M-11.0%

Other financials

Income statement

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Revenue$20.4M+6.7%
Net income$5.3M-11.2%
EPS (diluted)$0.72-4.6%

Balance sheet

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Cash & equivalents$201.6M-3.7%
Total debt$7.6M+8.6%
Total equity$206.2M+12.3%
Total assets$2.0B+4.5%

Cash flow

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Operating cash flow$8.1M-2.2%
CapEx$212.0K-82.0%
Free cash flow$7.8M+11.1%

Valuation

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Market cap$283.91M+24.9%
P/E12.2×+2.9×
P/S3.5×-0.1×

Profitability

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Net margin29.3%-3.3pp
FCF margin30%-1.1pp

Returns & leverage

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Return on equity11.9%-2.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Oak Valley Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Oak Valley Bancorp’s 10-K, filed March 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Oak Valley Bancorp's net interest income?
Oak Valley Bancorp (OVLY) reported net interest income of $18.65M in Q4 2025.
How has Oak Valley Bancorp's net interest income changed year-over-year?
Oak Valley Bancorp's net interest income increased by 6.5% year-over-year, from $17.51M to $18.65M.
What is the long-term trend for Oak Valley Bancorp's net interest income?
Over 2 years (2023 to 2025), Oak Valley Bancorp's net interest income has grown at a -0.8% compound annual growth rate (CAGR), from $75.8M to $74.62M.
What does net interest income mean?
Net interest income is the difference between the interest earned on interest-earning assets, such as loans and securities, and the interest paid on interest-bearing liabilities. It represents the core profitability of the bank's primary lending and deposit-taking activities. This is a fundamental metric for assessing the bank's ability to generate revenue from its balance sheet.