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Discontinued — last reported Q4 '25

Total debt at other companies

Blue Ridge Bankshares logo
Blue Ridge BanksharesBRBS
$6.91M-16.6%
JPMorgan Chase logo
JPMorgan ChaseJPM
U.S. Bancorp logo
U.S. BancorpUSB
Bank of America logo
Bank of AmericaBAC
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
Citigroup logo
CitigroupC

Other financials

Income statement

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Revenue$20.4M+6.7%
Net income$5.3M-11.2%
EPS (diluted)$0.72-4.6%

Balance sheet

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Cash & equivalents$201.6M-3.7%
Total equity$206.2M+12.3%
Total assets$2.0B+4.5%

Cash flow

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Operating cash flow$8.1M-2.2%
CapEx$212.0K-82.0%
Free cash flow$7.8M+11.1%

Valuation

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Market cap$283.91M+24.9%
P/E12.2×+2.9×
P/S3.5×-0.1×

Profitability

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Net margin29.3%-3.3pp
FCF margin30%-1.1pp

Returns & leverage

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Return on equity11.9%-2.2pp
Debt / equity0.0×

Where this comes from

Computed from long term debt + current portion long term debt + short term borrowings + operating lease liabilities + finance lease liabilities + financing obligations: $7.62M.

The official record: Oak Valley Bancorp’s 10-K, filed March 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Oak Valley Bancorp's total debt?
Oak Valley Bancorp (OVLY) reported total debt of $7.62M in Q4 2025.
What is the long-term trend for Oak Valley Bancorp's total debt?
Over 2 years (2023 to 2025), Oak Valley Bancorp's total debt has grown at a 3.2% compound annual growth rate (CAGR), from $7.16M to $7.62M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.