Net Interest Income
Citigroup Net Interest Income increased by 0.5% to $15.74B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 12.3%, from $14.01B to $15.74B. Over 4 years (FY 2021 to FY 2025), Net Interest Income shows an upward trend with a 8.9% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
An increase indicates improved net interest margins or asset growth, while a decrease suggests margin compression or declining loan demand.
Detailed definition
This is the difference between the interest earned on assets and the interest paid on liabilities, representing the core...
Peer comparison
The primary profitability metric for all commercial and retail banks.
net_interest_incomeHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $10.48B | $10.69B | $10.82B | $10.87B | $11.96B | $12.56B | $13.27B | $13.35B | $13.90B | $13.83B | $13.82B | $13.51B | $13.49B | $13.36B | $13.73B | $14.01B | $15.18B | $14.94B | $15.67B | $15.74B |
| QoQ Change | — | +2.0% | +1.2% | +0.5% | +10.1% | +5.0% | +5.6% | +0.6% | +4.1% | -0.5% | -0.0% | -2.3% | -0.1% | -1.0% | +2.8% | +2.0% | +8.3% | -1.5% | +4.9% | +0.5% |
| YoY Change | — | — | — | — | +14.2% | +17.5% | +22.7% | +22.8% | +16.2% | +10.1% | +4.2% | +1.2% | -2.9% | -3.4% | -0.7% | +3.7% | +12.5% | +11.8% | +14.1% | +12.3% |
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| USCC | $5.10B | $5.29B | $5.48B | $4.98B | $5.47B | $5.69B | $5.76B | $5.12B |
| Services | $3.23B | $3.44B | $3.45B | $3.50B | $3.63B | $3.82B | $4.05B | $4.14B |
| Markets | $2.04B | $1.41B | $1.86B | $1.92B | $2.90B | $2.25B | $2.84B | $2.80B |
| Wealth | $1.05B | $1.23B | $1.25B | $1.83B | $1.28B | $1.33B | $1.40B | $2.10B |
| Banking | $527.00M | $527.00M | $521.00M | $491.00M | $530.00M | $562.00M | $549.00M | $587.00M |
| Total | $13.49B | $13.36B | $13.73B | $14.01B | $15.18B | $14.94B | $15.67B | $15.74B |
Institutional Clients Group, Legacy Franchises, Personal Banking and Wealth Management were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.
Net Interest Income at Other Companies
Frequently Asked Questions
- What is Citigroup's net interest income?
- Citigroup (C) reported net interest income of $15.74B in Q1 2026.
- How has Citigroup's net interest income changed year-over-year?
- Citigroup's net interest income increased by 12.3% year-over-year, from $14.01B to $15.74B.
- What is the long-term trend for Citigroup's net interest income?
- Over 4 years (2021 to 2025), Citigroup's net interest income has grown at a 8.9% compound annual growth rate (CAGR), from $42.49B to $59.79B.
- What does net interest income mean?
- The profit a bank makes from its interest-earning assets after paying interest on its deposits and debt.