Business Segments · Net Interest Income

Banking — Net Interest Income

Citigroup Banking — Net Interest Income increased by 6.9% to $587.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 19.6%, from $491.00M to $587.00M. Over 4 years (FY 2021 to FY 2025), Banking — Net Interest Income shows relatively stable performance with a -0.8% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityStable
First reportedQ1 2021
Last reportedQ1 2026May 7, 2026

How to read this metric

An increase suggests improved net interest margins or higher loan volumes, while a decrease may indicate margin compression or reduced lending activity.

Detailed definition

This represents the difference between the interest income generated by interest-earning assets and the interest expense...

Peer comparison

Standard across all commercial and retail banking segments; peers typically report this as Net Interest Income (NII).

Metric ID: c_segment_banking_net_interest_income

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$551.00M$551.00M$551.00M$532.50M$532.50M$532.50M$532.50M$500.00M$542.00M$555.00M$551.00M$582.00M$527.00M$527.00M$521.00M$491.00M$530.00M$562.00M$549.00M$587.00M
QoQ Change+0.0%+0.0%-3.4%+0.0%+0.0%+0.0%-6.1%+8.4%+2.4%-0.7%+5.6%-9.5%+0.0%-1.1%-5.8%+7.9%+6.0%-2.3%+6.9%
YoY Change-3.4%-3.4%-3.4%-6.1%+1.8%+4.2%+3.5%+16.4%-2.8%-5.0%-5.4%-15.6%+0.6%+6.6%+5.4%+19.6%
Range$491.00M$587.00M
CAGR+1.3%
Avg YoY Growth+0.8%
Median YoY Growth-1.1%

Frequently Asked Questions

What is Citigroup's banking — net interest income?
Citigroup (C) reported banking — net interest income of $587.00M in Q1 2026.
How has Citigroup's banking — net interest income changed year-over-year?
Citigroup's banking — net interest income increased by 19.6% year-over-year, from $491.00M to $587.00M.
What is the long-term trend for Citigroup's banking — net interest income?
Over 4 years (2021 to 2025), Citigroup's banking — net interest income has grown at a -0.8% compound annual growth rate (CAGR), from $2.20B to $2.13B.
What does banking — net interest income mean?
The profit earned from the spread between interest received on loans and interest paid on deposits.