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Citigroup C Banking — Net Interest Income

Other segment segments

USCC
$5.12B+2.6%
Services
$4.14B+18.4%
Markets
$2.8B+45.4%
Wealth
$2.1B+14.4%

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HTHBanking — Interest Income Expense Net
$98.72M+9.0%
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GSBCBanking — Interest Income Expense Net
$49.49M-2.9%

Other financials

Income statement

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Revenue$24.6B+14.1%
Net income$5.8B+42.3%
EPS (diluted)$3.06+56.1%

Balance sheet

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Cash & equivalents$385.72B+25.1%
Total debt$396.86B+12.5%
Total equity$210.96B-0.7%
Total assets$2.78T+8.0%

Cash flow

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Operating cash flow-$21.9B+62.7%
CapEx$1.4B-6.7%
Free cash flow-$23.3B+61.3%

Valuation

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Market cap$226.26B+41.1%
Enterprise value$237.4B+13.9%
P/E14.1×+2.8×
P/S2.6×+0.6×

Profitability

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Gross margin76.6%
Net margin18.2%+1.7pp
FCF margin-71.1%

Returns & leverage

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Return on equity7.6%+1.2pp
Debt / equity1.9×+0.2×

Where this comes from

Reported directly by Citigroup in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Citigroup’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citigroup's banking — net interest income?
Citigroup (C) reported banking — net interest income of $587M in Q1 2026.
How has Citigroup's banking — net interest income changed year-over-year?
Citigroup's banking — net interest income increased by 19.6% year-over-year, from $491M to $587M.
What is the long-term trend for Citigroup's banking — net interest income?
Over 4 years (2021 to 2025), Citigroup's banking — net interest income has grown at a -0.8% compound annual growth rate (CAGR), from $2.2B to $2.13B.
What does banking — net interest income mean?
This represents the difference between the interest income generated by interest-earning assets and the interest expense paid on interest-bearing liabilities within the banking segment. It reflects the core profitability of the segment's lending and deposit-taking activities before accounting for non-interest expenses or credit losses.