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Citigroup C USCC — Net Interest Income

Other segment segments

Services
$4.14B+18.4%
Markets
$2.8B+45.4%
Wealth
$2.1B+14.4%
Banking
$587M+19.6%

Similar metrics at other companies

UMB Financial logo
UMBFPersonal Banking — Interest Income Expense Net
$91.74M+46.6%
U.S. Bancorp logo
USBConsumer and Business Banking — Net interest income (taxable-equivalent basis)
$1.8B+1.9%
Citizens Financial Group logo
CFGConsumer Banking — Net Interest Income
$1.31B+9.7%
Bank of America logo
BACConsumer Banking — Net Interest Income
$8.99B+5.7%
Webster Financial Corporation logo
WBSConsumer Banking — Net Interest Income
$208.32M+3.1%
First Citizens BancShares logo
FCNCAGeneral Bank — Net Interest Income
$691M+25.9%

Other financials

Income statement

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Revenue$24.6B+14.1%
Net income$5.8B+42.3%
EPS (diluted)$3.06+56.1%

Balance sheet

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Cash & equivalents$385.72B+25.1%
Total debt$396.86B+12.5%
Total equity$210.96B-0.7%
Total assets$2.78T+8.0%

Cash flow

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Operating cash flow-$21.9B+62.7%
CapEx$1.4B-6.7%
Free cash flow-$23.3B+61.3%

Valuation

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Market cap$244B+48.5%
Enterprise value$255.14B+17.7%
P/E15.2×+2.9×
P/S2.8×+0.7×

Profitability

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Gross margin76.6%
Net margin18.2%+1.7pp
FCF margin-71.1%

Returns & leverage

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Return on equity7.6%+1.2pp
Debt / equity1.9×+0.2×

Where this comes from

Reported directly by Citigroup in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Citigroup’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citigroup's USCC — net interest income?
Citigroup (C) reported USCC — net interest income of $5.12B in Q1 2026.
How has Citigroup's USCC — net interest income changed year-over-year?
Citigroup's USCC — net interest income increased by 2.6% year-over-year, from $4.98B to $5.12B.
What is the long-term trend for Citigroup's USCC — net interest income?
Over 4 years (2021 to 2025), Citigroup's USCC — net interest income has grown at a 7.7% compound annual growth rate (CAGR), from $16.29B to $21.91B.
What does USCC — net interest income mean?
The profit earned from the spread between interest collected on loans and interest paid on deposits within the U.S. consumer banking business.
How do you interpret USCC — net interest income?
An increase suggests higher lending margins or growth in the loan portfolio, while a decrease may indicate margin compression or reduced consumer borrowing.
How does USCC — net interest income compare across companies?
Standard across all retail banks; comparable to Net Interest Income (NII) in consumer banking segments of peers like JPMorgan Chase or Bank of America.