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Prosperity Bancshares PB Net Accretion Of Discount On Loans

Net Accretion Of Discount On Loans at other companies

Plumas Bancorp logo
Plumas BancorpPLBC
-$1.37M
Plumas Bancorp logo
Plumas BancorpPLBC
-$1.37M
Bank of Marin Bancorp logo
Bank of Marin BancorpBMRC
-$16K-113%
Bank of Marin Bancorp logo
Bank of Marin BancorpBMRC
-$16K-113%
Bank of Marin Bancorp logo
Bank of Marin BancorpBMRC
-$16K-113%
Bank of Marin Bancorp logo
Bank of Marin BancorpBMRC
-$16K-113%

Other financials

Income statement

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Revenue$391.3M+25.9%
Net income$168.6M+24.7%
EPS (diluted)$1.67+17.6%

Balance sheet

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Cash & equivalents$1.7B+29.0%
Total debt$31.4M+5.4%
Total equity$8.3B+9.3%
Total assets$43.9B+14.2%

Cash flow

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Operating cash flow$162.4M+65.5%
CapEx$4.6M-28.7%
Free cash flow$157.9M+72.0%

Valuation

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Market cap$8.89B+42.4%
Enterprise value$7.24B+45.7%
P/E15.8×+3.9×
P/S6.4×+1.3×

Profitability

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Net margin40.4%-2.2pp
FCF margin42.4%

Returns & leverage

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Return on equity7.1%0.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Prosperity Bancshares in its filing.

Tagged under the XBRL concept pb:NetAccretionOfDiscountOnLoans.

The source filing: Prosperity Bancshares’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:33 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-338254
Line itemSix Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Net gain on sale or write-up of securities(8,235)
Net gain on sale of other real estate and repossessed assets(82)(252)
Net gain on sale or write down of premises and equipment(276)(1,179)
Net accretion of discount on loans(8,841)(6,416)
Net amortization of premium on deposits(1,056)(11)
Net gain on sale of loans(2,643)(1,976)
Proceeds from sale of loans held for sale118,15279,067
Originations of loans held for sale(120,010)(72,929)

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Prosperity Bancshares's net accretion of discount on loans?
Prosperity Bancshares (PB) reported net accretion of discount on loans of $5.09M in Q2 2026.
How has Prosperity Bancshares's net accretion of discount on loans changed year-over-year?
Prosperity Bancshares's net accretion of discount on loans increased by 63.0% year-over-year, from $3.12M to $5.09M.
What is the long-term trend for Prosperity Bancshares's net accretion of discount on loans?
Over 4 years (2021 to 2025), Prosperity Bancshares's net accretion of discount on loans has grown at a -25.0% compound annual growth rate (CAGR), from $39.28M to $12.4M.
What does net accretion of discount on loans mean?
Net Accretion Of Discount On Loans as reported by Prosperity Bancshares Inc.

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