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Bank of Marin Bancorp BMRC Accretion Of Discount On Acquired Loans

Accretion Of Discount On Acquired Loans at other companies

Plumas Bancorp logo
Plumas BancorpPLBC
-$681K
ServisFirst Bancshares logo
ServisFirst BancsharesSFBS
-$48K+5.9%
Bridgewater Bancshares, Inc. logo
Bridgewater Bancshares, Inc.BWB
$324K-5.3%
First Community Bankshares logo
First Community BanksharesFCBC
$490K-11.9%
First Bancorp logo
First BancorpFBNC
$1.29M-41.0%
CVB Financial logo
CVB FinancialCVBF
$569K-15.6%

Other financials

Income statement

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Revenue$34.1M+26.4%
Net income$8.5M+74.5%
EPS (diluted)$0.53+76.7%

Balance sheet

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Cash & equivalents$236.6M-9.0%
Total debt$69.8M+221%
Total equity$394.5M-10.3%
Total assets$3.9B+3.4%

Cash flow

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Operating cash flow$1.1M-78.0%
CapEx$164.0K-47.8%
Free cash flow$921.0K-80.1%

Valuation

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Market cap$426.11M+23.3%
Enterprise value$259.26M+141%
P/S11.1×+6.5×

Profitability

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Net margin-83.2%-94.1pp
FCF margin87.2%+49.4pp

Returns & leverage

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Return on equity-7.7%-10.1pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by Bank of Marin Bancorp in its filing.

Tagged under the XBRL concept bmrc:AccretionOfDiscountOnAcquiredLoans.

The official record: Bank of Marin Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of Marin Bancorp's accretion of discount on acquired loans?
Bank of Marin Bancorp (BMRC) reported accretion of discount on acquired loans of -$5K in Q1 2026.
How has Bank of Marin Bancorp's accretion of discount on acquired loans changed year-over-year?
Bank of Marin Bancorp's accretion of discount on acquired loans increased by 88.9% year-over-year, from -$45K to -$5K.
What is the long-term trend for Bank of Marin Bancorp's accretion of discount on acquired loans?
Over 3 years (2021 to 2025), Bank of Marin Bancorp's accretion of discount on acquired loans has grown at a -38.3% compound annual growth rate (CAGR), from $571K to $134K.
What does accretion of discount on acquired loans mean?
The recognition of income resulting from the accretion of discounts on loans acquired at values below their contractual principal amounts. This metric highlights the yield enhancement realized as acquired loans move toward maturity or are collected.