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Prosperity Bancshares PB Acquisition PCD reserves

Acquisition PCD reserves at other companies

Prosperity Bancshares logo
Prosperity BancsharesPB
$39.26M
PRA Group logo
PRA GroupPRAA
$1.25B-16.0%
Hope Bancorp logo
Hope BancorpHOPE
$3.97M
Heritage Financial logo
Heritage FinancialHFWA
$174K
GE HealthCare Technologies logo
GE HealthCare TechnologiesGEHC
$0
Prosperity Bancshares logo
Prosperity BancsharesPB
$1.18M

Other financials

Income statement

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Revenue$391.3M+25.9%
Net income$168.6M+24.7%
EPS (diluted)$1.67+17.6%

Balance sheet

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Cash & equivalents$1.7B+29.0%
Total debt$31.4M+5.4%
Total equity$8.3B+9.3%
Total assets$43.9B+14.2%

Cash flow

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Operating cash flow$162.4M+65.5%
CapEx$4.6M-28.7%
Free cash flow$157.9M+72.0%

Valuation

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Market cap$8.94B+42.1%
Enterprise value$7.29B+45.3%
P/E15.9×+3.9×
P/S6.4×+1.3×

Profitability

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Net margin40.4%-2.2pp
FCF margin42.4%

Returns & leverage

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Return on equity7.1%0.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Prosperity Bancshares in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDate.

The source filing: Prosperity Bancshares’s 10-Q, filed May 11, 2026.

Filed
May 10, 2026, 8:00 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001193125-26-215187
Three Months Ended
Balance December 31, 2025$$$69,817$23,438$76,596$77,251$77,939$8,701333,742
Allowance on PCD loans at acquisition5,7259271,35312,42330,80990952,146
Allowance on PSLs at acquisition (1)5,3421426,21311,69613,3082,56039,261
Provision for credit losses on loans(4,757)(1,242)(8,166)(6,075)21,904(1,664)
Charge-offs(62)(899)(221)(39,676)(1,622)(42,480)
Recoveries10373424513311,171
Net (charge-offs) recoveries(52)(862)121(39,225)(1,291)(41,309)

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Prosperity Bancshares's acquisition PCD reserves?
Prosperity Bancshares (PB) reported acquisition PCD reserves of $39.26M in Q1 2026.
What does acquisition PCD reserves mean?
Acquisition PCD reserves

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