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PRA Group PRAA Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date

Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date at other companies

BancFirst Corporation logo
BancFirst CorporationBANF
$598.25K
PRA Group logo
PRA GroupPRAA
$220.85M-24.3%
PRA Group logo
PRA GroupPRAA
$220.85M-24.3%
Jackson Financial logo
Jackson FinancialJXN
$0
Mercantile Bank Corporation logo
Mercantile Bank CorporationMBWM
$26.25K
Origin Bancorp logo
Origin BancorpOBK
-$29K-52.6%

Other financials

Income statement

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Revenue$314.5M+16.7%
Operating income$103.3M+38.5%
Net income$28.2M+671%
EPS (diluted)$0.73+711%

Balance sheet

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Cash & equivalents$124.8M-3.0%
Total debt$3.8B+9.0%
Total equity$1.0B-17.8%
Total assets$5.2B+1.1%

Cash flow

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Operating cash flow$24.9M+147%
CapEx$1.4M+56.7%
Free cash flow$23.5M+144%

Valuation

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Market cap$693.4M+19.1%
Enterprise value$4.38B+10.9%
P/S0.6×0.0×

Profitability

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Operating margin-5.3%-33.2pp
Net margin-29.5%-33.7pp
FCF margin-1.1%

Returns & leverage

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Return on equity-32%-35.7pp
Debt / equity3.8×+0.9×

Where this comes from

Reported directly by PRA Group in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDate.

The official record: PRA Group’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is PRA Group's financing receivable purchased with credit deterioration allowance for credit loss at acquisition date?
PRA Group (PRAA) reported financing receivable purchased with credit deterioration allowance for credit loss at acquisition date of $1.25B in Q1 2026.
How has PRA Group's financing receivable purchased with credit deterioration allowance for credit loss at acquisition date changed year-over-year?
PRA Group's financing receivable purchased with credit deterioration allowance for credit loss at acquisition date decreased by 16.0% year-over-year, from $1.49B to $1.25B.
What is the long-term trend for PRA Group's financing receivable purchased with credit deterioration allowance for credit loss at acquisition date?
Over 4 years (2021 to 2025), PRA Group's financing receivable purchased with credit deterioration allowance for credit loss at acquisition date has grown at a 6.8% compound annual growth rate (CAGR), from $4.72B to $6.14B.
What does financing receivable purchased with credit deterioration allowance for credit loss at acquisition date mean?
The initial reserve established for receivables acquired with credit deterioration, representing the difference between the purchase price and the expected cash flows. This metric is critical for understanding the valuation and risk profile of acquired nonperforming loan portfolios.