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PRA Group PRAA Allowance for credit losses for acquired credit deteriorated receivables

Allowance for credit losses for acquired credit deteriorated receivables at other companies

Jackson Financial logo
Jackson FinancialJXN
$0
Mercantile Bank Corporation logo
Mercantile Bank CorporationMBWM
$26.25K
PRA Group logo
PRA GroupPRAA
$220.85M-24.3%
BancFirst Corporation logo
BancFirst CorporationBANF
$598.25K
ConocoPhillips logo
ConocoPhillipsCOP
$0
Tradeweb Markets Inc. logo
Tradeweb Markets Inc.TW
$0

Other financials

Income statement

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Revenue$314.5M+16.7%
Operating income$103.3M+38.5%
Net income$28.2M+671%
EPS (diluted)$0.73+711%

Balance sheet

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Cash & equivalents$124.8M-3.0%
Total debt$3.8B+9.0%
Total equity$1.0B-17.8%
Total assets$5.2B+1.1%

Cash flow

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Operating cash flow$24.9M+147%
CapEx$1.4M+56.7%
Free cash flow$23.5M+144%

Valuation

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Market cap$693.4M+19.1%
Enterprise value$4.38B+10.9%
P/S0.6×0.0×

Profitability

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Operating margin-5.3%-33.2pp
Net margin-29.5%-33.7pp
FCF margin-1.1%

Returns & leverage

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Return on equity-32%-35.7pp
Debt / equity3.8×+0.9×

Where this comes from

Reported directly by PRA Group in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossPurchasedWithCreditDeteriorationIncrease.

The official record: PRA Group’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is PRA Group's allowance for credit losses for acquired credit deteriorated receivables?
PRA Group (PRAA) reported allowance for credit losses for acquired credit deteriorated receivables of $220.85M in Q1 2026.
How has PRA Group's allowance for credit losses for acquired credit deteriorated receivables changed year-over-year?
PRA Group's allowance for credit losses for acquired credit deteriorated receivables decreased by 24.3% year-over-year, from $291.7M to $220.85M.
What is the long-term trend for PRA Group's allowance for credit losses for acquired credit deteriorated receivables?
Over 4 years (2021 to 2025), PRA Group's allowance for credit losses for acquired credit deteriorated receivables has grown at a 5.6% compound annual growth rate (CAGR), from $972.28M to $1.21B.
What does allowance for credit losses for acquired credit deteriorated receivables mean?
The estimated allowance for credit losses specifically associated with receivables acquired that showed evidence of credit deterioration at the time of purchase. This reflects the company's assessment of the collectability of distressed debt portfolios.