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Paccar PCAR Financial Services — Loans Receivable With Fixed Rates Of Interest1

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IBOCLoans Receivable With Fixed Rates Of Interest1
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STTLoans Receivable - Fixed Rate
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PBHCLoan Commitments Outstanding With Fixed Interest Rates
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Other financials

Income statement

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Revenue$7.5B+0.5%
Gross profit$1.6B+2.8%
Net income$752.0M+3.9%
EPS (diluted)$1.43+4.4%

Balance sheet

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Total debt$63.8M-12.7%
Total equity$20.3B+7.3%
Total assets$44.0B-0.3%

Cash flow

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Operating cash flow$700.8M-15.9%
CapEx$145.4M-34.5%
Free cash flow$555.4M-9.1%

Valuation

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Market cap$69.08B+35.4%
P/E27.6×+11.0×
P/S2.5×+0.8×

Profitability

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Gross margin20%-1.2pp
Net margin9%-0.9pp
FCF margin13.3%+1.5pp

Returns & leverage

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Return on equity12.8%-4.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Paccar in its filing.

Tagged under the XBRL concept us-gaap:LoansReceivableWithFixedRatesOfInterest1.

The source filing: Paccar’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-323642
Line itemJune 30, 2026 / CARRYING / AMOUNTJune 30, 2026 / FAIR / VALUEDecember 31, 2025 / CARRYING / AMOUNTDecember 31, 2025 / FAIR / VALUE
Assets:
Financial Services fixed rate loans$9,955.6$10,003.0$9,928.0$10,118.4
Liabilities:
Financial Services fixed rate debt9,943.99,968.410,453.110,570.6

Cover / Front Matter

FAQ

What is Paccar's financial services — loans receivable with fixed rates of interest1?
Paccar (PCAR) reported financial services — loans receivable with fixed rates of interest1 of $9.96B in Q2 2026.
How has Paccar's financial services — loans receivable with fixed rates of interest1 changed year-over-year?
Paccar's financial services — loans receivable with fixed rates of interest1 increased by 3.4% year-over-year, from $9.63B to $9.96B.
What is the long-term trend for Paccar's financial services — loans receivable with fixed rates of interest1?
Over 4 years (2021 to 2025), Paccar's financial services — loans receivable with fixed rates of interest1 has grown at a 13.6% compound annual growth rate (CAGR), from $23.1B to $38.51B.
What does financial services — loans receivable with fixed rates of interest1 mean?
Represents the portion of the financial services loan portfolio that carries a fixed interest rate. This metric is critical for assessing the segment's exposure to interest rate risk, as fixed-rate loans do not adjust to market rate changes. It highlights the company's strategy in balancing interest rate risk between its lending assets and its funding liabilities.

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