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PCB Bancorp PCB FDIC assessments

FDIC assessments at other companies

OP Bancorp logo
OP BancorpOPBK
$387K-23.5%
California BanCorp logo
California BanCorpBCAL
$544K-0.2%
Equity Bancshares logo
Equity BancsharesEQBK
$1.17M+151%
Pathfinder Bancorp logo
Pathfinder BancorpPBHC
$204K-10.9%
Timberland Bancorp logo
Timberland BancorpTSBK
$222K+5.2%
RBK
Rhinebeck Bancorp, Inc.RBKB
$253K-14.2%

Other financials

Income statement

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Revenue$30.7M+4.8%
Net income$10.5M+15.8%
EPS (diluted)$0.73+17.7%

Balance sheet

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Cash & equivalents$265.2M+0.6%
Total debt$27.7M+41.0%
Total equity$400.5M+6.4%
Total assets$3.5B+5.0%

Cash flow

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Operating cash flow$1.4M-72.4%
CapEx$108.0K-89.9%
Free cash flow$1.2M-67.5%

Valuation

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Market cap$386.93M+28.3%
Enterprise value$149.43M+159%
P/E9.3×-0.3×
P/S3.2×+0.4×

Profitability

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Net margin34.7%+5.3pp
FCF margin33.9%+14.0pp

Returns & leverage

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Return on equity10.8%+2.1pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by PCB Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The source filing: PCB Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001423869-26-000027
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Marketing and business promotion446597902840
Data processing342317679650
Director fees and expenses223225446451
Regulatory assessments368358729702
Other expense1,1691,3042,0752,640
Total noninterest expense15,11314,82929,92729,303
Income before income taxes14,65812,67129,56123,462
Income tax expense4,1513,6008,4016,656

Item 1 - Consolidated Financial Statements

FAQ

What is PCB Bancorp's FDIC assessments?
PCB Bancorp (PCB) reported FDIC assessments of $368K in Q2 2026.
How has PCB Bancorp's FDIC assessments changed year-over-year?
PCB Bancorp's FDIC assessments increased by 2.8% year-over-year, from $358K to $368K.
What is the long-term trend for PCB Bancorp's FDIC assessments?
Over 4 years (2021 to 2025), PCB Bancorp's FDIC assessments has grown at a 28.5% compound annual growth rate (CAGR), from $537K to $1.46M.
What does FDIC assessments mean?
This metric represents the mandatory regulatory assessments paid to the Federal Deposit Insurance Corporation to insure customer deposits. These premiums are a standard cost of doing business for banking institutions and are tied to the size and risk profile of the bank's deposit base. It serves as a key indicator of regulatory compliance costs and the bank's overall deposit-taking scale.

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