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OP Bancorp OPBK FDIC assessments

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Other financials

Income statement

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Revenue$24.6M+10.4%
Net income$7.2M+30.1%
EPS (diluted)$0.48+29.7%

Balance sheet

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Cash & equivalents$160.3M-19.4%
Total debt$10.5M+14.3%
Total equity$232.7M+10.8%
Total assets$2.7B+7.4%

Cash flow

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Operating cash flow$7.7M+37.4%
CapEx$114.0K-92.0%
Free cash flow$7.6M+81.3%

Valuation

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Market cap$223.26M+21.9%
Enterprise value$73.51M-1,032%
P/E8.2×0.0×
P/S2.3×+0.2×

Profitability

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Net margin28.2%+2.9pp
FCF margin27.6%-16.2pp

Returns & leverage

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Return on equity12.3%+1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by OP Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The official record: OP Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OP Bancorp's FDIC assessments?
OP Bancorp (OPBK) reported FDIC assessments of $418K in Q1 2026.
How has OP Bancorp's FDIC assessments changed year-over-year?
OP Bancorp's FDIC assessments decreased by 14.2% year-over-year, from $487K to $418K.
What is the long-term trend for OP Bancorp's FDIC assessments?
Over 4 years (2021 to 2025), OP Bancorp's FDIC assessments has grown at a 32.2% compound annual growth rate (CAGR), from $583K to $1.78M.
What does FDIC assessments mean?
This metric represents the periodic assessments paid by a financial institution to the Federal Deposit Insurance Corporation to insure customer deposits. It reflects the regulatory cost of maintaining deposit insurance coverage and is influenced by the bank's risk profile and total insured deposit base. Monitoring this expense helps investors understand the impact of regulatory compliance costs on the bank's bottom line.