Skip to content

Pathfinder Bancorp PBHC FDIC assessments

FDIC assessments at other companies

PCB Bancorp logo
PCB BancorpPCB
$361K+4.9%
OP Bancorp logo
OP BancorpOPBK
$418K-14.2%
Five Star Bancorp logo
Five Star BancorpFSBC
$545K+19.8%
Home Federal Bancorp logo
Home Federal BancorpHFBL
$104K+2.0%
JPMorgan Chase logo
JPMorgan ChaseJPM
M&T Bank logo
M&T BankMTB

Other financials

Income statement

See full
Revenue$11.5M-9.0%
Net income$2.4M-18.9%
EPS (diluted)$0.47+14.6%

Balance sheet

See full
Cash & equivalents$39.2M-23.9%
Total debt$45.0M-28.5%
Total equity$123.6M-1.1%
Total assets$1.4B-4.9%

Cash flow

See full
Operating cash flow-$241.0K-104%
CapEx$248.0K-61.1%
Free cash flow-$489.0K-110%

Valuation

See full
Market cap$99.35M+8.2%
Enterprise value$105.15M-39.8%
P/S2.2×+0.4×

Profitability

See full
Net margin-5.5%-13.6pp
FCF margin44.5%

Returns & leverage

See full
Return on equity-2%-5.4pp
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The official record: Pathfinder Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

Ask your AI about Pathfinder Bancorp's fdic assessments.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Pathfinder Bancorp's FDIC assessments?
Pathfinder Bancorp (PBHC) reported FDIC assessments of $204K in Q1 2026.
How has Pathfinder Bancorp's FDIC assessments changed year-over-year?
Pathfinder Bancorp's FDIC assessments decreased by 10.9% year-over-year, from $229K to $204K.
What is the long-term trend for Pathfinder Bancorp's FDIC assessments?
Over 4 years (2021 to 2025), Pathfinder Bancorp's FDIC assessments has grown at a -8.8% compound annual growth rate (CAGR), from $874K to $604K.
What does FDIC assessments mean?
This represents the mandatory insurance premiums paid to the FDIC to protect customer deposits. It is a regulatory cost that scales based on the bank's total deposit base and its risk profile as assessed by regulators. Changes in this expense reflect shifts in the bank's deposit volume and the overall risk assessment of the institution.