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Unity Bancorp UNTY FDIC assessments

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Other financials

Income statement

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Revenue$33.6M+14.5%
Net income$14.3M+23.2%
EPS (diluted)$1.40+23.9%

Balance sheet

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Cash & equivalents$229.2M+8.3%
Total debt$5.0M+4.2%
Total equity$358.1M+17.0%
Total assets$3.0B+9.4%

Cash flow

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Operating cash flow$14.9M-16.4%
CapEx$425.0K+52.3%
Free cash flow$14.5M-17.5%

Valuation

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Market cap$581.77M+32.4%
P/E9.6×-0.5×
P/S4.3×+0.3×

Profitability

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Net margin44.6%+5.4pp
FCF margin30.3%

Returns & leverage

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Return on equity18.3%+3.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Unity Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The official record: Unity Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unity Bancorp's FDIC assessments?
Unity Bancorp (UNTY) reported FDIC assessments of $300K in Q1 2026.
How has Unity Bancorp's FDIC assessments changed year-over-year?
Unity Bancorp's FDIC assessments increased by 24.5% year-over-year, from $241K to $300K.
What is the long-term trend for Unity Bancorp's FDIC assessments?
Over 4 years (2021 to 2025), Unity Bancorp's FDIC assessments has grown at a 8.6% compound annual growth rate (CAGR), from $844K to $1.17M.
What does FDIC assessments mean?
This represents the periodic assessments paid by the bank to the Federal Deposit Insurance Corporation to insure customer deposits. These premiums are mandatory for regulated banking institutions and are calculated based on the bank's deposit base and risk profile. It serves as a critical indicator of regulatory compliance costs and the bank's reliance on insured deposit funding.