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FDIC assessments at other companies

First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$940K+10.7%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$3.37M+2.4%
Northwest Bancshares logo
Northwest BancsharesNWBI
$2.9M+24.4%
Old National Bancorp logo
Old National BancorpONB
$13.76M+41.8%
Greene County Bancorp logo
Greene County BancorpGCBC
$373K+5.7%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$632.47M+80.0%
Enterprise value$681.22M+127%
P/E18×
P/S1.9×+0.9×

Profitability

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Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The official record: Midland States Bancorp’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Midland States Bancorp's FDIC assessments?
Midland States Bancorp (MSBI) reported FDIC assessments of $529K in Q1 2026.
How has Midland States Bancorp's FDIC assessments changed year-over-year?
Midland States Bancorp's FDIC assessments decreased by 63.8% year-over-year, from $1.46M to $529K.
What is the long-term trend for Midland States Bancorp's FDIC assessments?
Over 4 years (2021 to 2025), Midland States Bancorp's FDIC assessments has grown at a 24.9% compound annual growth rate (CAGR), from $3.35M to $8.14M.
What does FDIC assessments mean?
This metric captures the mandatory insurance premiums paid to the FDIC to protect customer deposits. It is a regulatory cost that scales with the size and risk profile of the bank's deposit base. Monitoring this expense is important for understanding the impact of regulatory requirements on the bank's overall cost structure.