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NB Bancorp, Inc. NBBK FDIC assessments

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$595K-20.7%
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Other financials

Income statement

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Revenue$74.7M+45.7%
Net income$21.1M+44.9%
EPS (diluted)$0.53+35.9%

Balance sheet

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Cash & equivalents$400.2M+54.7%
Total debt$21.7M+64.7%
Total equity$842.0M+14.2%
Total assets$7.4B+42.5%

Cash flow

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Operating cash flow$34.2M+26.4%
CapEx$2.9M+205%
Free cash flow$31.3M+19.9%

Valuation

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Market cap$989.42M+42.9%
P/E16.7×+3.2×
P/S3.8×+0.1×

Profitability

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Net margin22.8%-4.3pp
FCF margin31.1%-3.4pp

Returns & leverage

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Return on equity7.5%+0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by NB Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The source filing: NB Bancorp, Inc.’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 1:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092573
Line itemFor the Three Months Ended / June 30, 2026For the Three Months Ended / June 30, 2025For the Six Months Ended / June 30, 2026For the Six Months Ended / June 30, 2025
Occupancy and equipment expenses2,4681,4654,9583,045
Data processing expenses4,8992,4939,3385,258
Marketing and charitable contribution expenses1,5309542,5631,800
FDIC and state insurance assessments1,5848832,7361,696
General and administrative expenses4,1712,1008,2403,479
Total noninterest expense44,01729,40586,71758,085
INCOME BEFORE TAXES27,49418,71947,84636,288
INCOME TAX EXPENSE6,3714,14011,7399,054

Item 1. Financial Statements

FAQ

What is NB Bancorp, Inc.'s FDIC assessments?
NB Bancorp, Inc. (NBBK) reported FDIC assessments of $1.58M in Q2 2026.
How has NB Bancorp, Inc.'s FDIC assessments changed year-over-year?
NB Bancorp, Inc.'s FDIC assessments increased by 79.4% year-over-year, from $883K to $1.58M.
What is the long-term trend for NB Bancorp, Inc.'s FDIC assessments?
Over 2 years (2023 to 2025), NB Bancorp, Inc.'s FDIC assessments has grown at a -15.3% compound annual growth rate (CAGR), from $4.71M to $3.37M.
What does FDIC assessments mean?
Represents the mandatory insurance premiums paid to the Federal Deposit Insurance Corporation to protect customer deposits. These costs are generally tied to the bank's total deposit base and risk profile, serving as a necessary regulatory expense for maintaining a banking charter.

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