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PCB Bancorp PCB Service charges and fees on deposits

Service charges and fees on deposits at other companies

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$306K-26.8%
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$694K+13.2%
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$694K+13.2%

Other financials

Income statement

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Revenue$30.7M+4.8%
Net income$10.5M+15.8%
EPS (diluted)$0.73+17.7%

Balance sheet

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Cash & equivalents$265.2M+0.6%
Total debt$27.7M+41.0%
Total equity$400.5M+6.4%
Total assets$3.5B+5.0%

Cash flow

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Operating cash flow$1.4M-72.4%
CapEx$108.0K-89.9%
Free cash flow$1.2M-67.5%

Valuation

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Market cap$386.93M+28.3%
Enterprise value$149.43M+159%
P/E9.3×-0.3×
P/S3.2×+0.4×

Profitability

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Net margin34.7%+5.3pp
FCF margin33.9%+14.0pp

Returns & leverage

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Return on equity10.8%+2.1pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by PCB Bancorp in its filing.

Tagged under the XBRL concept pcb:FeesAndCommissionsDepositorAccounts1.

The source filing: PCB Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001423869-26-000027
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Provision for credit losses9261,7871,3933,385
Net interest income after provision for credit losses26,56824,20352,91146,888
Noninterest income:
Service charges and fees on deposits450375880747
Loan servicing income8027601,6031,485
Bank-owned life insurance income281253555500
Gain on sale of loans1,1821,4652,5912,352
Other income488444948793

Item 1 - Consolidated Financial Statements

FAQ

What is PCB Bancorp's service charges and fees on deposits?
PCB Bancorp (PCB) reported service charges and fees on deposits of $450K in Q2 2026.
How has PCB Bancorp's service charges and fees on deposits changed year-over-year?
PCB Bancorp's service charges and fees on deposits increased by 20.0% year-over-year, from $375K to $450K.
What is the long-term trend for PCB Bancorp's service charges and fees on deposits?
Over 3 years (2022 to 2025), PCB Bancorp's service charges and fees on deposits has grown at a 5.1% compound annual growth rate (CAGR), from $1.33M to $1.54M.
What does service charges and fees on deposits mean?
This includes revenue generated from service charges, maintenance fees, and other transaction-related costs associated with customer deposit accounts. It represents a stable, non-interest income stream that helps diversify the bank's revenue base beyond lending activities.

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