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Franklin Financial Services Corporation FRAF Deposit Service Charges And Fees

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Other financials

Income statement

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Revenue$24.5M+9.6%
Net income$6.6M+11.9%
EPS (diluted)$1.47+11.4%

Balance sheet

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Cash & equivalents$195.0M-6.1%
Total debt$4.3M+3.4%
Total equity$183.8M+16.8%
Total assets$2.3B+2.1%

Cash flow

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Operating cash flow$6.7M+30.2%
CapEx--100%
Free cash flow$3.2M-16.6%

Valuation

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Market cap$277.62M+55.2%
Enterprise value$86.84M-450%
P/E11.3×-1.0×
P/S2.9×+0.6×

Profitability

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Net margin26%+7.2pp
FCF margin27.7%+0.7pp

Returns & leverage

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Return on equity14.4%+4.6pp
Debt / equity0.0×

Where this comes from

Reported directly by Franklin Financial Services Corporation in its filing.

Tagged under the XBRL concept fraf:DepositServiceChargesAndFees.

The source filing: Franklin Financial Services Corporation’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 4:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000723646-26-000074
(Dollars in thousands, except per share data) (unaudited)For the Three Months Ended / June 30, 2026For the Three Months Ended / June 30, 2025For the Six Months Ended / June 30, 2026For the Six Months Ended / June 30, 2025
Wealth management fees2,5672,4194,8734,633
Loan service charges289294527503
Gain on sale of loans227132545241
Deposit service charges and fees6946131,3411,218
Other service charges and fees5214801,002963
Debit card income6326081,2511,167
Increase in cash surrender value of life insurance135116267230
Change in fair value of equity securities(7)

Item 1F. Financial Statements Consolidated Balance Sheets

FAQ

What is Franklin Financial Services Corporation's deposit service charges and fees?
Franklin Financial Services Corporation (FRAF) reported deposit service charges and fees of $694K in Q2 2026.
How has Franklin Financial Services Corporation's deposit service charges and fees changed year-over-year?
Franklin Financial Services Corporation's deposit service charges and fees increased by 13.2% year-over-year, from $613K to $694K.
What is the long-term trend for Franklin Financial Services Corporation's deposit service charges and fees?
Over 4 years (2021 to 2025), Franklin Financial Services Corporation's deposit service charges and fees has grown at a 2.9% compound annual growth rate (CAGR), from $2.26M to $2.54M.
What does deposit service charges and fees mean?
Deposit Service Charges And Fees as reported by Franklin Financial Services Corporation Common Stock.

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