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Ponce Financial Group, Inc. PDLB Q1 2025 earnings

Reported April 25, 2025 · Before market open

Revenue$46.0M
EPS$0.25Beat by $0.16
EPS estimate$0.09

Next report

Oct 23, 2026 (in 3 months)
Revenue estimate$31.8M
EPS estimate$9.40

Financials

Q1 2025

Income statement

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Revenue$24.6M+19.7%
Net income$6.0M+147%
EPS (diluted)$0.25+127%

Balance sheet

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Cash & equivalents$32.1M+7.1%
Total debt$752.2M-21.9%
Total equity$513.9M+4.1%
Total assets$3.1B+9.6%

Cash flow

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Operating cash flow$13.1M+796%
CapEx$154.0K-91.3%
Free cash flow$12.9M+4,206%

Valuation & ratios

Valuation

as of 03/31/25
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Market cap$287.16M+44.3%
Enterprise value$1.01B-11.0%
P/E19.8×-16.8×
P/S3.3×+0.8×

Profitability

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Net margin16.5%+9.7pp
FCF margin20.2%—

Returns & leverage

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Return on equity2.9%+1.8pp
Debt / equity1.5×-0.5×

FAQ

When did Ponce Financial Group, Inc. report Q1 2025 earnings?
Ponce Financial Group, Inc. (PDLB) reported Q1 2025 earnings on April 25, 2025 before market open.
What were Ponce Financial Group, Inc.'s Q1 2025 revenue and EPS?
Ponce Financial Group, Inc. reported revenue of $46.0M and eps of $0.25 for Q1 2025.
Did Ponce Financial Group, Inc. beat estimates in Q1 2025?
EPS beat the consensus estimate of $0.09 by $0.16.
How did Ponce Financial Group, Inc.'s Q1 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 13.2% from $40.6M a year earlier and eps grew 127.3% from $0.11.
Where can I find Ponce Financial Group, Inc.'s Q1 2025 SEC filings?
You can read the 8-K earnings release (0000950170-25-058330) and the 10-Q periodic report (0000950170-25-064503) directly on SEC EDGAR. The filing index links above go to sec.gov.