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Other financials

Income statement

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Revenue$31.6M+19.3%
Net income$8.5M+39.3%
EPS (diluted)$0.35+40.0%

Balance sheet

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Cash & equivalents$25.6M-28.5%
Total debt$862.0M+12.4%
Total equity$561.0M+7.7%
Total assets$3.5B+10.8%

Cash flow

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Operating cash flow$8.0M+30.3%
CapEx$3.0K-98.8%
Free cash flow$8.0M+35.8%

Valuation

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Market cap$485.45M+50.1%
Enterprise value$1.32B+25.4%
P/E14.4×-4.2×
P/S4.1×+0.6×

Profitability

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Net margin28.1%+9.6pp
FCF margin48%+20.1pp

Returns & leverage

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Return on equity6.2%+2.8pp
Debt / equity1.5×+0.1×

Where this comes from

Reported directly by Ponce Financial Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ShareBasedCompensation.

The source filing: Ponce Financial Group, Inc.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 10:53 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-334218
Line itemSix Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Provision for credit losses3,8041,341
Depreciation and amortization2,4682,427
ESOP compensation expense1,2831,053
Share-based compensation expense1,297955
Deferred income taxes(1,512)(678)
Changes in assets and liabilities:
Decrease in mortgage loans held for sale, fair value6195,350
Increase in accrued interest receivable(2,034)(1,355)

Item 1. Consolidated Financial Statements.

FAQ

What is Ponce Financial Group, Inc.'s stock-based comp?
Ponce Financial Group, Inc. (PDLB) reported stock-based comp of $745K in Q2 2026.
How has Ponce Financial Group, Inc.'s stock-based comp changed year-over-year?
Ponce Financial Group, Inc.'s stock-based comp increased by 64.8% year-over-year, from $452K to $745K.
What is the long-term trend for Ponce Financial Group, Inc.'s stock-based comp?
Over 4 years (2021 to 2025), Ponce Financial Group, Inc.'s stock-based comp has grown at a 8.2% compound annual growth rate (CAGR), from $1.41M to $1.93M.
What does stock-based comp mean?
Total non-cash stock-based compensation expense for equity awards (RSUs, options, ESPP), added back to net income in cash flow reconciliation.

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