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Provident Financial Services PFS Interest income from loans

Interest income from loans at other companies

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Starwood Property TrustSTWD
$398.42M+3.4%
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Unity BancorpUNTY
$26.51M+13.5%
Provident Financial Services logo
Provident Financial ServicesPFS
$82.76M+4.9%
GBC
Glacier BancorpGBCI
$266.12M+23.9%
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Apollo Commercial Real Estate FinanceARI
$41.73M-75.0%

Other financials

Income statement

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Revenue$234.7M+9.6%
Net income$78.1M+8.6%
EPS (diluted)$0.60+9.1%

Balance sheet

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Cash & equivalents$228.3M-11.8%
Total debt$2.5B+1.6%
Total equity$2.9B+7.4%
Total assets$25.7B+4.5%

Cash flow

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Operating cash flow$118.8M-36.4%
CapEx$10.2M+143%
Free cash flow$108.6M-40.5%

Valuation

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Market cap$3.19B+34.1%
Enterprise value$5.44B+19.3%
P/E10.2×-0.1×
P/S3.5×+0.7×

Profitability

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Net margin34.5%+7.0pp
FCF margin38.6%-30.3pp

Returns & leverage

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Return on equity11.1%+2.4pp
Debt / equity0.9×0.0×

Where this comes from

Reported directly by Provident Financial Services in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansCommercial.

The source filing: Provident Financial Services’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054777

FAQ

What is Provident Financial Services's interest income from loans?
Provident Financial Services (PFS) reported interest income from loans of $82.76M in Q2 2026.
How has Provident Financial Services's interest income from loans changed year-over-year?
Provident Financial Services's interest income from loans increased by 4.9% year-over-year, from $78.85M to $82.76M.
What is the long-term trend for Provident Financial Services's interest income from loans?
Over 4 years (2021 to 2025), Provident Financial Services's interest income from loans has grown at a 33.8% compound annual growth rate (CAGR), from $99.16M to $318.27M.
What does interest income from loans mean?
Captures the total interest and fee revenue generated from the bank's commercial lending activities, including business loans and commercial real estate financing. This metric is a primary indicator of the bank's success in capturing market share within the business sector and its ability to price credit risk effectively. It serves as a core driver of top-line revenue for community-oriented financial institutions.

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