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Unity Bancorp UNTY Interest income from loans

Interest income from loans at other companies

Provident Financial Services logo
Provident Financial ServicesPFS
$77.9M+2.7%
GBC
Glacier BancorpGBCI
$258.62M+31.0%
Nelnet logo
NelnetNNI
$171.02M+2.8%
Apollo Commercial Real Estate Finance logo
Apollo Commercial Real Estate FinanceARI
$149.99M+4.2%
Unity Bancorp logo
Unity BancorpUNTY
$25.02M+17.4%
Citizens Financial Group logo
Citizens Financial GroupCFG
$1.88B+3.0%

Other financials

Income statement

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Revenue$33.6M+14.5%
Net income$14.3M+23.2%
EPS (diluted)$1.40+23.9%

Balance sheet

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Cash & equivalents$229.2M+8.3%
Total debt$5.0M+4.2%
Total equity$358.1M+17.0%
Total assets$3.0B+9.4%

Cash flow

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Operating cash flow$14.9M-16.4%
CapEx$425.0K+52.3%
Free cash flow$14.5M-17.5%

Valuation

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Market cap$581.77M+32.4%
P/E9.6×-0.5×
P/S4.3×+0.3×

Profitability

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Net margin44.6%+5.4pp
FCF margin30.3%

Returns & leverage

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Return on equity18.3%+3.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Unity Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansCommercial.

The official record: Unity Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unity Bancorp's interest income from loans?
Unity Bancorp (UNTY) reported interest income from loans of $25.02M in Q1 2026.
How has Unity Bancorp's interest income from loans changed year-over-year?
Unity Bancorp's interest income from loans increased by 17.4% year-over-year, from $21.31M to $25.02M.
What is the long-term trend for Unity Bancorp's interest income from loans?
Over 4 years (2021 to 2025), Unity Bancorp's interest income from loans has grown at a 20.2% compound annual growth rate (CAGR), from $44.17M to $92.2M.
What does interest income from loans mean?
Represents the total interest and fee revenue derived from commercial lending activities, excluding specialized construction loans. This is a primary driver of core banking revenue and reflects the bank's ability to originate and maintain a portfolio of business loans. It serves as a key measure of the bank's commercial market share and credit product performance.