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Unity Bancorp UNTY Interest income from loans

Interest income from loans at other companies

Starwood Property Trust logo
Starwood Property TrustSTWD
$398.42M+3.4%
LTC Properties logo
LTC PropertiesLTC
$10.32M+6.6%
Unity Bancorp logo
Unity BancorpUNTY
$26.51M+13.5%
Provident Financial Services logo
Provident Financial ServicesPFS
$82.76M+4.9%
GBC
Glacier BancorpGBCI
$266.12M+23.9%
Apollo Commercial Real Estate Finance logo
Apollo Commercial Real Estate FinanceARI
$41.73M-75.0%

Other financials

Income statement

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Revenue$33.7M-1.8%
Net income$14.5M-12.2%
EPS (diluted)$1.42-11.8%

Balance sheet

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Cash & equivalents$250.3M-14.8%
Total debt$5.0M+4.2%
Total equity$371.8M+16.2%
Total assets$3.2B+9.1%

Cash flow

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Operating cash flow-$38.7M-58.7%
CapEx$94.0K-49.7%
Free cash flow-$38.8M-57.9%

Valuation

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Market cap$599.14M+25.7%
P/E10.2×+0.8×
P/S4.4×+0.4×

Profitability

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Net margin43.3%+1.1pp
FCF margin20%-7.7pp

Returns & leverage

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Return on equity17%-0.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Unity Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansCommercial.

The source filing: Unity Bancorp’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 4:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000920427-26-000045

FAQ

What is Unity Bancorp's interest income from loans?
Unity Bancorp (UNTY) reported interest income from loans of $26.51M in Q2 2026.
How has Unity Bancorp's interest income from loans changed year-over-year?
Unity Bancorp's interest income from loans increased by 13.5% year-over-year, from $23.35M to $26.51M.
What is the long-term trend for Unity Bancorp's interest income from loans?
Over 4 years (2021 to 2025), Unity Bancorp's interest income from loans has grown at a 19.4% compound annual growth rate (CAGR), from $44.17M to $89.82M.
What does interest income from loans mean?
Represents the total interest and fee revenue derived from commercial lending activities, excluding specialized construction loans. This is a primary driver of core banking revenue and reflects the bank's ability to originate and maintain a portfolio of business loans. It serves as a key measure of the bank's commercial market share and credit product performance.

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